Complete PLF lookup table with 4,864 age-rate combinations for calculating reverse mortgage borrowing capacity. Ages 62-99, interest rates 3.0%-18.875%.

How PLF Works

PLF determines what percentage of your home's value you can access:

Higher age = higher PLF (more money available) Lower interest rate = higher PLF Example: Age 72 at 6.5% rate = PLF of 0.434 (43.4% of home value)

	Data Fields

Field Type Description… See the full description on the dataset page: https://huggingface.co/datasets/wendymthompson/hecm-plf-tables.