SetFit with nomic-ai/nomic-embed-text-v1

1. Fine-tuning a Sentence Transformer with contrastive learning.
2. Training a classification head with features from the fine-tuned Sentence Transformer.

Model Details

Model Description

• Model Type: SetFit
• Sentence Transformer body: nomic-ai/nomic-embed-text-v1
• Classification head: a LogisticRegression instance
• Maximum Sequence Length: 8192 tokens
• Number of Classes: 550 classes

Model Sources

• Repository: SetFit on GitHub
• Paper: Efficient Few-Shot Learning Without Prompts
• Blogpost: SetFit: Efficient Few-Shot Learning Without Prompts

Model Labels

• 'Are Applications supported Blocked available for all types of investments?'
• 'What is the role of ASBA in Applications supported Blocked for ESOPs?'
• 'How do ASBA Supported Applications ensure secure transactions?'

| | Ind Jet Remit (RTGS) |

• 'How do I initiate an RTGS transaction online?'
• 'Are RTGS Remittance services available for joint bank accounts?'
• 'Other Requirements in Real-Time Gross Settlement?'

| | IND Krishi Vaahan |

• 'Does the bank offer doorstep service for agri Transportation loans?'
• 'Are there any specific documents required for krishi vaahan loan approvals?'
• 'What are the benefits of krishi motor financing from this bank?'

| | Joint Liability Group (JLG) |

• 'Is a Collective Debt Obligation suitable for small business owners?'
• 'Can an Individual join a Group Financial Responsibility scheme?'
• 'Can I opt-out of a Joint and Several Liability agreement?'

| | Whistle Blower Policy |

• 'What is the role of audit committees in the Whistle Blower Policy implementation?'
• 'How does the Whistle Blower Policy handle conflicting reports?'
• 'What is the process for escalating concerns under the Whistleblower Protection Policy?'

| | Sukanya Samriddhi Account |

• 'Sukanya Samriddhi Yojana account can be opened for how many girls in a family?'
• 'When does the Sukanya Samriddhi Account mature?'
• 'Are there any penalties for not depositing the minimum amount in SSA?'

| | IND KISAN SAUR SHAKTHI (PM KUSUM) Additional Component (Component C- Feeder level Solarisation) |

• 'What are the required documents for a KSS loan application?'
• 'What is the interest rate for a Solar Feeder Level Component loan?'
• 'Can I use PM KUSUM funds to purchase solar pumps?'

| | IB Home Improve |

• 'How does a housing renovation loan affect my credit score?'
• 'What is the maximum loan amount for house renovation projects?'
• 'Can I repay my home improvement loan through monthly installments?'

| | How-to Videos Mobile Banking |

• 'Do Mobile Interactive Tutorials cover mobile banking customer support?'
• 'What are the benefits of using On-the-Go Tutorials for mobile banking services?'
• 'Do Mobile Step-by-Step Guides cover mobile banking fund transfer limits?'

| | Retail Loans_Credit Card |

• 'How can I apply for a credit card online?'

| | IND- KRISHI INFRA FUND (AGRICULTURE INFRA FUND) |

• 'Is Krishi Infrastructure Fund available for cooperative farming societies?'
• 'What documents are required to apply for Krishi Infrastructure Fund?'
• 'Is Krishi Infrastructure Fund available for rural development projects?'

| | Important Contacts |

• 'What is the procedure to verify Contact Information for ATM cards?'
• 'Can I add multiple addresses and contact numbers to my account?'
• 'Why does the bank request multiple emergency contacts from customers?'

| | Sukanya Samriddhi Account Scheme |

• "What are the documents required to open a Daughter's Financial Welfare Account?"
• "Can I open a Girls' Financial Security Scheme account online?"
• "Can a Girl's Financial Empowerment Account be opened for a girl child with disabilities?"

| | Interest Rates on Personal Segment Loan Products: Floating |

• 'Is the interest rate on a Personal segment Variable loan influenced by my employment status?'
• 'Can I negotiate the interest rate on my Variable Personal Loan?'
• 'Can I switch from a fixed rate to a Variable Personal Loan interest rate?'

| | Lending rates for Retail Assets |

• 'Can I get a better rate on a Travel Loan with a cosigner?'
• 'Do Credit Score affect Personal Property Loan lending rates?'
• 'Do Commercial Vehicle Loan rates vary based on business type?'

| | Specialist Officers Exam Result (SO) |

• 'Is the Specialist Officers Exam Result available in PDF format?'
• 'How to verify my Specialist Officers Exam Result online?'
• 'What is the Specialist Officers Exam Result declaration process like?'

| | IB i-Freedom Current Account |

• 'What is service charges for i-Freedom Current Account ?'
• 'How do I transfer funds from my i-Freedom Current Account?'
• 'What is service charges for i-Freedom Current Account ?'

| | Derivatives |

• 'How do derivatives work?'
• 'What are the risks associated with Credit Default Swaps?'
• 'Infromation about Derivatives?'

| | IND-SME E-VAAHAN |

• 'Can I access SME transport services through internet banking?'
• 'Is SME E-VAAHAN compliant with government regulations?'
• 'How does Vehicle SME facilitate business growth for MSMEs?'

| | Variable Recurring Deposit |

• 'Is a Flexible Recurring Deposit scheme available for senior citizens?'
• 'What are the documents required to open a Variable Installment Deposit account?'
• 'Can I take a loan against my Adjustable Periodic Investment Deposit?'

| | Loan/OD/Credit Card against Deposit |

• 'Can I get a credit card against my overdraft deposit?'
• 'How long does it take to approve an overdraft deposit application?'
• 'What are the document requirements for credit deposit account opening?'

| | Customer On-Boarding using TAB |

• 'Can NRIs use the TAB-based onboarding process?'
• 'What are the charges for exceeding the free ATM withdrawal limit?'
• 'How secure is the customer onboarding process via TAB?'

| | IB Smart Kid |

• 'Are there any special benefits for a clever child graduating high school?'
• 'Does the smart child plan offer any special loan rates?'
• 'Can a smart SHISHU account be used for mobile banking?'

| | Credit Cards |

• 'What are the benefits of using a credit-building card?'
• 'How do I cancel my debit-credit hybrid card?'
• 'Difference between Rupay-classic card, Rupay-Platinum Card & Rupay-Select Card'

| | Online Collection Products |

• 'Is Online Collect available 24/7 for customers?'
• 'Can I use Online Collect for recurring transactions?'
• 'Is Online Collect available for business account holders?'

| | BE Safe in Your Cyber Behaviour |

• 'Why is Responsible Cyber Behaviour crucial in e-banking?'
• 'What are the Cybersecurity Fundamentals for online banking customers?'
• 'How can I develop a Safe Online Banking Routine?'

| | Personal Loan |

• 'Do I need to provide income proof for a Solo Loan application?'
• 'How long does it take to process an One-to-One Loan application?'
• 'Can I take a second Individual Loan from the same bank?'

| | Motor Accident Claim Tribunal Deposit(MACAD) Scheme |

• 'Can I close my Motor Accident Claim Tribunal Deposit account online?'
• 'What is the Motor Accident Claim Tribunal Deposit tenure?'
• 'How does Motor Accident Claim Tribunal Deposit work in case of settlement?'

| | NRI Plot Loan |

• 'Is there a maximum age limit for an NRI Plot Loan applicant?'
• 'What is the loan amount range for an NRI land loan?'
• 'What is the processing fee for a non-resident property loan?'

| | Doorstep Banking: Your Convenience, Our Priority |

• 'Can doorstep service providers assist with investment portfolio management?'
• 'Can doorstep financial consultants assist with mutual fund investments?'
• 'Do doorstep banking agents offer personalized financial planning advice?'

| | IB MSME Jewel Loan |

• 'How does IB MSME Jewelery Loan work for existing business owners?'
• 'Can I use MSME Jewel Loan to purchase raw materials for my business?'
• 'Can I use MSME Gold Loan to fund my startup venture?'

| | SB for IND PFMS & SB for Central/State Government/Consular Offices |

• 'Are bulk transactions allowed?'
• 'What is an SB account under IND PFMS?'
• 'How does this account help in government transactions?'

| | IND SUPREME 300 DAYS |

• 'Can I get a debit card linked to my Apex 300-Day Deposit account?'
• 'How does the Elite 300 Day Plan impact my savings goals?'
• 'How does the Supreme 300-Day Deposit plan benefit small business owners?'

| | e Payment of Direct Taxes |

• 'Salient features of direct taxes?'
• 'Is it mandatory to have an account for e Payment of Direct Taxes?'
• 'Can I use a digital wallet for Direct Taxes Online Payment?'

| | IND COURT |

• 'Can a judicial panel investigate banking industry misconduct?'
• "Tribune's role in regulating bank interest rates explored."
• 'In what circumstances does the Tribunal intervene in banking disputes?'

| | Re-KYC: Periodic Update of KYC Details |

• 'When is the Re-KYC required for existing bank account holders?'
• 'What documents are required for the Re-KYC Periodic Update of KYC Details?'
• 'What is the deadline for completing the Re-KYC process?'

| | Current Account |

• 'What is the daily withdrawal limit for a contemporary account?'
• 'What are the benefits of having a simultaneous account for business owners?'
• 'What is the minimum balance required for a present account?'

| | Investors Services Center |

• 'What are the working hours of the Financial Backer Help Desk?'
• 'What is the email address of the Investor Relations Support Team?'
• 'How does the Investment Concierge Service assist with transactions?'

| | MD & CEO Speeches / Media Interaction |

• "Did the top executive's statement provide an update on the bank's capital adequacy ratio?"
• "How does the Chief Executive Officer's vision align with customer expectations?"
• 'How much net profit increased in indian bank?'

| | Unleash your Entrepreneurial Skills with Indian Bank’s MSME Loans |

• 'What is the repayment schedule for MSME loans offered to Solo Entrepreneurs?'
• 'How can Micro-Enterprises utilize MSME loans for business expansion?'
• 'How can Emerging Entrepreneurs utilize MSME loans for business growth?'

| | Forex Remittance Facility through Internet Banking- Retail |

• 'Can I use Forex Remittance via Internet Banking Retail for business transactions?'
• 'Is Forex Remittance Internet Banking Retail available for non-resident Indians?'
• 'Are there any charges for using Forex Remittance Internet Banking Retail?'

| | E Confirmation of Bank Guarantee |

• 'What is the maximum amount for an e-Confirm Guarantee?'
• 'Is an e-Confirm BG a form of credit enhancement?'
• 'Can I request an e-confirm bg for my import business?'

| | WORKING CAPITAL |

• "How does operational capital impact a company's credit score?"
• 'Can operating capital be used to finance employee salaries?'
• 'How does Cash flow management influence WORKING CAPITAL requirements?'

| | Home Loans: A Strategic Move to Preserve Your Savings |

• "What role does a home shrewd move play in securing one's financial future?"
• 'What are the key features of a domestic discerning investment in home loans?'
• 'Can a housing clever strategy really help reduce overall expenditure?'

| | The Convenience Revolution: Mobile Banking Explained |

• 'Does the Convenience Mobile Banking Shift improve account accessibility?'
• 'Does the Wireless Financial Revolution improve payment processing speeds?'
• 'What are the benefits of the Electronic Banking Convenience Shift?'

| | Lending rates for Export Credit |

• 'How do Export Finance Rates impact cash flow for small businesses?'
• 'Do Trade Credit Facility rates vary depending on the mode of payment?'
• 'What are the benefits of Export Finance Loan rates for importers?'

| | IB COMFORT- DOMESTIC AND NRE |

• 'What is the interest rate on Comfort NRE fixed deposits?'
• 'Can I convert my existing account to Comfort NRE?'
• 'Can I use my Comfort Domestic ATM card abroad?'

| | IB Salaam Special Account for Defence Personnel |

• 'What are the eligibility criteria for opening a Salaam Defence Account?'
• 'Can Military Defence Personnel avail of loan facilities with the Salaam Account?'
• 'Can Military Defence Personnel customize their Salaam Account debit card?'

| | General Managers |

• 'How do GM Leaders motivate their banking team members?'
• 'Do General Managers in banking receive bonuses?'
• 'Can a Senior Leader in banking make high-risk decisions?'

| | Chief Vigilance Officer |

• 'What are the responsibilities of Vigilance Head in a public sector bank?'
• 'Official address of chief vigiliance officer ?'
• "What is the Vigilance Officer's role in identifying banking industry trends and risks?"

| | Foreign Branches |

• 'What services do International Branches offer to expatriate customers?'
• 'What is the tax treatment of income earned through an Overseas Branch?'
• 'How do Foreign Branches handle customer complaints?'

| | Indian Bank Financial Results |

• "Are Indian Bank's Financial Results audited by external agencies?"
• "What is the dividend payout in Indian Bank's latest Annual Financial Results?"
• "How does Indian Bank's Financial Report impact fixed deposit rates?"

| | Statutory Central Auditors |

• 'What and all covered under Policy on Appointment of Statutory Branch Auditors 2023-24 and Onwards in hindi?'
• 'Do Auditing standards vary across different banking jurisdictions?'
• 'Do Central Auditors have a role in internal audit functions?'

| | Executive Director’s Profile |

• 'What are the key performance indicators for an ED Profile?'
• "How does the ED Profile reflect the bank's values and mission?"
• 'What are the main challenges faced by an ED Profile in banking?'

| | IB Vidyarthi Suraksha (With PNB-Metlife) |

• 'What age groups are eligible for vidyarthi surkasha?'
• 'Eligibility criteria for vidyarthi surkasha with pnb metlife?'
• 'Is PNB Metlife Student Insurance available for international students?'

| | IND GURUDEV (Auto Sweep & SMS Alert) |

• 'Is there an upper limit for Auto Sweep transfers in IND GURUDEV?'
• 'Are there any additional charges for enabling Auto Sweep in IND GURUDEV?'
• 'What are the SMS alert charges for IND GURUDEV?'

| | SB FOR CENTRAL / STATE GOVERNMENT / CONSULAR OFFICES & IND PFMS |

• 'Can I deposit a cheque in an SB Central Government account?'
• 'How to deposit funds in an SB State Government account?'
• 'Can I link my SB Consular Offices account to online banking?'

| | NRE FD/ MMD/ RD ACCOUNTS |

• 'What is the maximum deposit limit for a NRE Money Multiplier Deposit account?'
• 'Can I close my NRE MMD account prematurely?'
• 'What are the benefits of converting my savings account to a NRE RD account?'

| | Jaffna Branch |

• 'Can I deposit cash at the Jaffna Provincial Center?'
• "What are the features of the Jaffna Branch's mobile banking app?"
• 'What are the benefits of having an account with Jaffna Regional Branch?'

| | Add to your Financial Stability with IND Shakti 555 days |

• 'What are the fees and charges associated with IND Shakti 555 days in banking?'
• 'What are the risks associated with Financial Stability IND Shakti?'
• 'Does IND Shakti 555 days in banking offer tax benefits to investors?'

| | IND-SURYA SHAKTI |

• 'How does SPLENDOR FORCE impact credit card debt?'
• 'What are the eligibility criteria for Sun Energy loans?'
• 'Can the loan be availed for setting up large-scale solar power plants?'

| | IND-SME EASE |

• 'Can Easy Accounting for Small and Medium Enterprises support payroll services?'
• 'What is purpose for sme ease ?'
• 'Can Simplified Mechanism for Small Enterprise Efficiency support foreign exchange transactions?'

| | MACT SB |

• 'Is Motor Vehicle Accident Claims Tribunal compensation tax-free?'
• "What is the Vehicle Accident Claims Tribunal's procedure for claim submission?"
• 'How to withdraw money from Mact SB?'

| | Merchant UPI QR Code |

• 'How do I troubleshoot issues with my merchant e-rupee?'
• 'How many type of merchant UPI QR codes available ?'
• 'How does a Merchant UPI QR Code work for refunds?'

| | Find the Best Avenues for Tax Savings with Indian Bank |

• 'What are the tax-planning instruments offered by Indian Bank?'
• "What are the tax-credit benefits of Indian Bank's education loans?"
• "What are the tax-savings implications of investing in Indian Bank's mutual funds?"

| | Agriculture Loan |

• 'What are the different types of Agri loans offered by banks?'
• 'How does a Krishi loan affect my credit history?'
• 'How to check the status of my Agri loan application?'

| | Non-Resident Ordinary Account |

• 'Can a NRO account be opened in the name of a minor?'
• 'How to update my address on my nro sb account?'
• 'What is the maximum limit for cash withdrawals from a nr Ordinary savings account?'

| | CENTRAL BANK DIGITAL CURRENCY (CBDC) -Indian Bank Digital Rupee Application |

• 'Benefits of central bank digital currency?'
• 'How does Central Digital Currency Rupee impact online transactions for customers?'
• 'How does central virtual currency improve transaction transparency?'

| | MSME |

• "How does the bank's Micro Enterprise lending program support rural entrepreneurs?"
• 'Can I get a business insurance policy for my Small and Medium Enterprise?'
• 'How do banks assess the creditworthiness of Small Business Services clients?'

| | IB Produce Marketing Loan Loan Against eNWRs |

• 'What are the documents required for Agricultural Produce Loan Against eNWRs?'
• 'How does Agricultural Market Loan Against eNWRs reduce market risks?'
• 'How does Produce Marketing Loan Against eNWRs benefit farmers?'

| | Subsidiaries and Joint Ventures |

• 'How do Associated companies impact banking regulations?'
• 'What are the benefits of having Affiliate companies for a bank?'
• 'Can I access my account information through a Sister company mobile app?'

| | How to Save Tax 101: A Comprehensive Guide to Tax Saving Investment Options |

• 'Are investments in Sukanya Samriddhi Yojana eligible for tax benefits under Section 80C?'
• 'What is the deadline for claiming deductions under the fiscal exemption limit?'
• 'Are tax-saving investments in mutual funds eligible for Section 80C benefits?'

| | Login Procedure for Internet Banking |

• 'What is the procedure to follow for first-time signin to internet banking?'
• 'What is the signin process for joint account holders in online banking?'
• 'What are the requirements for the login sequence for online banking?'

| | Supply Chain Finance |

• 'How does Supply Chain Finance increase the efficiency of logistics and transportation?'
• 'What is the approval process for Supply Chain Finance?'
• 'How is creditworthiness assessed in Supply Chain Finance?'

| | IB RERA CURRENT ACCOUNT |

• 'Can RERA accounts be transferred between banks?'
• 'What are the cheque book charges for IB RERA accounts?'
• 'Can the account be used for multiple real estate projects?'

| | Process for claiming Unclaimed Deposit transferred to Depositor Education and Awareness (DEA) Fund |

• 'DEAF Transaction List?'
• 'Documents needed for personal customer?'

| | TERM LOAN |

• 'How to apply for Term Loan?'
• 'What are the repayment options for a fixed-period loan?'
• 'What is the processing time for a mid-term loan application?'

| | NRI Home Loan |

• 'Can I use my NRI loan to purchase a property in a different city?'
• 'Do I need to show my overseas income for a NRI housing loan?'
• 'What is the processing fee for a non-resident flat loan in India?'

| | MSME DIGI Jewel Loan and Jewel Loan (Re-Pledge) |

• 'How to apply for MSME DIGI Jewel Loan online?'
• 'What is the maximum tenure for MSME DIGI Jewel Loan repayment?'
• 'What is the foreclosure charges for MSME DIGI Jewel Loan?'

| | Recurring Deposit |

• 'What are the benefits of a Regular Savings Deposit?'
• 'Is a Fixed Recurring Deposit eligible for tax benefits?'
• 'Interest Application works on recurring deposit?'

| | IB TAX SAVER SCHEME |

• 'How does interest application work in the IB Tax Saver Scheme?'
• 'What are the interest rates for the IB Tax Saver Scheme?'
• 'Can I open multiple IB Tax Saver deposit accounts?'

| | SHG GRIHALAKSHMI (Housing Loan to SHG Members) |

• 'How does Grihalakshmi housing loan benefit SHG Members in urban areas?'
• 'Can SHG Grihalakshmi housing loan be used for home extension?'
• 'Can SHG Grihalakshmi housing loan be used for purchasing a resale property?'

| | Ind Mortgage |

• 'What is the maximum loan tenure for a Residential Mortgage Loan?'
• 'What are the tax implications of selling a property with an outstanding Mortgage?'
• 'Can I use a Home Financing option to purchase a vacation home?'

| | Tap, Pay and Go: RuPay NCMC Card |

• 'Can I use Tab Pay Card RuPay NCMC for online shopping?'
• 'What is the eligibility criterion for Tab Pay Card RuPay NCMC?'
• 'Can I use RuPay NCMC Card for fuel purchases?'

| | “IND Corp SB Elite” Payroll package scheme for Salaried Class with bundled Group Personal Accidental Insurance (PAI) |

• 'Does the Corp SB Elite package include Accidental Insurance for family members?'
• 'Can I purchase additional riders for Accidental Insurance under IND Corp SB Elite?'
• 'What are the exclusions in the Accidental Insurance policy under IND Corp SB Elite?'

| | Application Downloads |

• 'Can I utilize a Digital File Transfer for account management?'
• 'Can I use a Digital File Retrieval system for account updates?'
• 'Are there any restrictions on Downloadable Applications for business banking?'

| | IB Kishore Savings Bank Account for Minors |

• 'What is the maximum withdraw at indian bank atm in IB Kishore ?'
• 'Can a Minor saving account be used to receive pocket money?'
• 'Are there any restrictions on withdrawals from a Kishore account?'

| | OVERDRAFT FACILITY IN SB SALARY A/C“IB INSTA CASH” |

• 'What is quantum of loan for Insta Cash?'
• 'Can I use OD Insta Cash for mobile recharge on my savings salary account?'
• 'Is Insta Cash Overdraft available for non-resident Indian sb salary account holders?'

| | Annual Reports |

• 'When will I receive my Annual Account Review?'
• 'How do I understand the financial data in my Annual Statement?'
• 'What is the purpose of the Annual Statement in banking?'

| | Service Charges |

• 'Is there a fee for enrolling in Aadhaar?'
• 'Is there a Fee Structure in place for investment services?'
• 'Do I need to pay a Monthly Fee for online banking?'

| | MCA Payment |

• 'What is the limit for a single Corporate Affairs Payment transaction?'
• 'Can I use the Ministry Corporate Affairs Payment service for government tax payments?'
• 'How do I receive notification for Corporate Affairs Payment confirmations?'

| | Azadi Ka Amrit Mahotsav #TogetherforBiggerThings |

• 'How does the Freedom Celebration campaign promote banking services for the underserved?'
• 'How does the Golden Jubilee of Independence promote financial inclusion?'
• 'Are banks launching new products during the Golden Jubilee of Freedom?'

| | IndOASIS Checksum |

• 'Is Ind OASIS Checksum case-sensitive during login attempts?'
• 'IndOASIS Checksum: Is it valid for a specific time period only?'
• 'How does IndOASIS Checksum work in conjunction with two-factor authentication?'

| | Terms and Conditions Indian Bank Digital Rupee |

• 'Are Terms & Conditions Digital Currency applicable to international transactions?'
• 'What are the consequences of not adhering to Digital Currency Conditions?'
• 'Are the Rules Digital Currency available for review during account opening?'

| | Corporate credit |

• 'What is the average repayment term for Commercial Loans?'
• 'Can Small Business Credit be used for marketing expenses?'
• 'How does Business Credit History influence interest rates?'

| | Important Notices to Shareholders / Bondholders |

• 'How do Investors in a mutual fund receive important notices about the fund?'
• 'What happens if a Stakeholder does not respond to a notice from the bank?'
• 'How often do Securities Holders receive statements from the bank?'

| | MSME LAP |

• 'How to get a statement for Small Medium Enterprises property loan account?'
• 'How to apply for Micro Enterprises property loan offline?'
• 'What is the eligibility criteria for Micro Small Medium Enterprises property loan?'

| | Education Loan Subsidy Schemes |

• 'Does the education subsidy cover 100% of the tuition fees?'
• 'How does education compensation benefit students with disabilities?'
• 'How to apply for learning subsidy online through net banking?'

| | CORPORATE LOAN |

• 'Can a firm use a commercial loan for capital expenditures?'
• 'How do commercial loans support business growth strategies?'
• 'What is the minimum turnover requirement for a commercial loan?'

| | Welcome aboard! |

• 'Is there a special offer for first-time bank customers?'
• 'Joining the family: what perks await new customers?'
• "Taking the first step: what's the onboarding process like?"

| | Interest Rates for Small Savings Schemes |

• 'What is the premature withdrawal policy for Small Deposit Schemes?'
• 'What is the current interest rate for Minor Savings Schemes in my bank?'
• 'Can I avail tax benefits on my Small Savings Certificates?'

| | RECURRING DEPOSIT |

• 'Is there any penalty for premature withdrawal of a recurring deposit?'
• 'Is a recurring deposit account covered under deposit insurance?'
• 'Can NRIs open a recurring deposit account?'

| | Bank’s Profile |

• "Information about Bank's Profile ?"
• 'Can I get information of reserve bank of india?'
• 'I want information about Policy on appointment of SABs -year 2023 -24 (Domestic & Overseas)'

| | Welcome to a New Year of Good Returns with Ind-Swagat |

• 'Can I link my Indian Reception account to mobile banking?'
• 'Does Indian Reception come with dedicated customer support?'
• 'How does Swagat Returns program enhance my banking experience?'

| | Positive Pay System (PPS) |

• 'How does the Payee Verification System work for commercial customers?'
• 'How does the Check Verification and Authentication System reduce fraud risk?'
• 'What is the difference between the Positive Pay System (PPS) and account alerts?'

| | Corporate Social Responsiblity |

• 'What is the significance of Corporate Governance in banking risk management?'
• 'How do Environmental Stewardship practices reduce operational costs for banks?'
• 'What is the importance of Philanthropy in banking corporate culture?'

| | Ind Lakhpati Didi Scheme |

• 'What is quantum of loan in Lakhpati didi Scheme?'
• 'What are the benefits of the Lakhpati Didi scheme for senior citizens?'
• 'Who is eligible for this Lakhpati didi Scheme?'

| | Privacy Policy IndOASIS |

• 'How does IndOASIS Data Management Policy affect customer data?'
• 'Can I request changes to my Personal Data Collection Terms?'
• 'What are the penalties for violating Data Privacy Rules IndOASIS?'

| | Bharat Aadhaar Seeding Enabler |

• 'Can I use the Aadhaar Linking Enabler for multiple bank accounts?'
• 'Procedure of aadhar seeding?'
• 'Can I use the Bharat Aadhaar Seeding Enabler for credit card accounts?'

| | MONEY MULTIPLIER DEPOSITS |

• 'What are the eligibility criteria for opening this deposit account?'
• 'What is the penalty for premature withdrawal?'
• 'What is the minimum and maximum deposit period for this scheme?'

| | What’s New? |

• "What's the news on new online banking tutorials and resources?"
• "What's the news on increased debit card security measures?"
• "What's the news on contactless payment technology?"

| | OD against Gold Jewels |

• 'Do I need to open a savings account for OD Gold facility?'
• 'Can I pledge gold jewelry purchased from a bank for OD jewel?'
• 'How to apply for OD Gold against my inherited jewelry?'

| | Indian Bank One Co-Branded Credit Card |

• 'Can I convert my transactions into EMIs on the unified credit card?'
• 'How to update my personal details on the collaborative credit card account?'
• 'Is there an international transaction fee on the one-partner credit card?'

| | Pre Approved Business Loan |

• 'Nature of facility avaliable in pre approval business loan ?'
• 'Quantum of limit avaliable in pre approval business loan ?'
• 'Pre Approval Business Loan: What are the eligibility criteria?'

| | IBEX GOLD CARD SCHEME (GCS) FOR EXPORTERS |

• 'How do gold exporters utilize the trade loan facility under IBEX?'
• 'What is the tenure for the short-term export financing under GCS?'
• 'Are GCS members eligible for a waiver on export-related bank charges?'

| | IndOASIS Terms and Conditions |

• 'Can I change my Rules IndOASIS for mobile banking?'
• 'What is the purpose of IndOASIS Terms in internet banking?'
• 'What happens if I breach the IndOASIS User Agreement rules?'

| | Online Loans |

• 'What are the types of Online loans?'
• 'Can I get the education loan online?'
• 'What are the types of Online loans?'

| | Awards & Accolades |

• "What Prestigious Accolades has the bank's CEO received?"
• 'What Prestigious Recognitions has the bank received for its customer service?'
• 'What Honors has the bank received for its community development initiatives?'

| | Money multiplier Deposits |

• 'Other Requirements/Details for money multiplier deposit?'
• 'Can I use my Money multiplier Deposit to purchase investments?'
• 'Can I open a Money multiplier Deposit account online?'

| | Bank’s Profile |

• "Can I find a description of the bank's online banking features?"
• "What is the bank's outline of its business segments?"
• "Can I get a snapshot of the bank's financial highlights?"

| | Nodal Officers_Ombudsman Scheme,2022 |

• 'First Contact Officials handle complaints regarding credit cards, true or false?'
• 'Can Point of Contacts provide assistance in internet banking services?'
• 'Can Key Response Officers resolve issues related to credit scores?'

| | IND – PM Vishwakarma |

• 'What is the age limit for applying?'
• 'Are there any processing charges for this loan?'
• 'Are there any special benefits for women artisans?'

| | Best Practices code of the Bank |

• 'What are the Guidelines for Responsible Business Practices in banking?'
• 'What are the Accepted Norms for secure online banking transactions?'
• 'What are the Regulatory Requirements for customer identification verification?'

| | Home Loan |

• 'What is a home loan?'
• 'What is the purpose of home loan ?'
• 'How much is EMI for Home Loan of Rs. 50 lakhs?'

| | e-Allahabad Bank Journey |

• 'How to contact saptgiri grameena bank?'
• 'What is the role of investors in a bank?'
• 'Can you recommend the e-Allahabad Experience to others?'

| | MSME Loans_MSME Loan Renewal |

• 'What are the benefits ofMSME Loan Renewal?'

| | One Time Settlement for NPA Borrowers (eOTS) |

• 'How does the Single Settlement of Non-Performing Assets scheme benefit banks?'
• 'How does the eOTS NPA scheme benefit defaulting borrowers?'
• 'How does the Single Settlement of Non-Performing Assets scheme work?'

| | Ind QwikCollect |

• 'What facilities will get in QwikCollect ?'

| | Shareholding Pattern |

• 'What are the implications of Equity Pattern changes on investors?'
• 'What is the role of retail investors in Company Shareholding pattern?'
• 'What is the role of institutional investors in Company Shareholding?'

| | Credit Life Insurance Coverages in Association with M/s. Kotak Life |

• "Can I convert my Kotak Insurance's coverage to a whole life policy?"
• "What are the eligibility criteria for Kotak Life Insurance's credit coverage?"
• 'How does Kotak Life Insurance Company Ltd. handle credit life claims?'

| | NETC FASTag |

• 'Can I use a third-party bank account to recharge my FASTag?'
• 'How do I report a lost or stolen National Electronic Toll Collection FASTag to my bank?'
• 'What are the benefits of linking my bank account to my FASTag?'

| | Annual General Meetings and Extraordinary General Meetings |

• 'Can I attend an Extraordinary General Convention as a proxy holder?'
• 'What are the implications of not attending a General Meeting of shareholders?'
• 'How do I request a special business agenda item for a Shareholder Meeting?'

| | Disclaimer |

• "Can a bank's Liability Waiver hold up in a court of law?"
• "Does a bank's Disclaimer of Guaranty Notice cover all financial services?"
• "Can a bank's Caveat Emptor Notice be used against customers?"

| | Online Services |

• 'Can I pay taxes using Digital Payment systems?'
• 'Can I use Mobile Banking to deposit checks remotely?'
• 'Can I apply for a loan using Digital Lending services?'

| | Login procedure for Mobile Banking |

• 'How does the Mobile Banking Identity Validation Process work?'
• 'What is the purpose of the Mobile Banking Credentials Entry?'
• 'Can I use a Passcode for Mobile Banking Quick Login?'

| | Interest Rates on SB / NRO / NRE Accounts |

• 'What is the interest rate on my Resident Indian Foreign Currency account?'
• 'Can I earn interest on my Non-Resident Ordinary account with zero balance?'
• 'What is the interest rate on my Resident Indian Non-Resident External account?'

| | e-OD Against Deposit |

• 'Can I use my online OD deposit for loan repayments?'
• 'Can I use my online overdraft deposit for investment purposes?'
• 'What are the benefits of having an e-Overdraft Deposit account?'

| | Managing Director & CEO’s Profile |

• "Can the MD & CEO's Profile influence banking policies?"
• 'What are the key traits of a successful CEO Profile in banking?'
• 'How does the MD & CEO Biography promote banking transparency?'

| | “New SB Product for Pensioners” IND PENSION PRIME |

• 'What are the benefits of Retirement Income Savings for pensioners?'
• "What are the features of Senior Citizens' Savings Scheme in online banking?"
• 'What are the fees associated with Senior Savings Deposit scheme?'

| | DEAF Transaction List |

• 'How do I search for a specific Daily Electronic Account File Transaction?'
• 'Are Daily Electronic Account File Transactions updated in real-time?'
• 'Can I view my Daily Electronic Account File on my mobile app?'

| | SB Platinum – Savings Bank Platinum Account |

• 'What are the benefits of an SB Platinum account?'
• 'What security features are available for SB Platinum accounts?'
• 'What is the ATM withdrawal limit for SB Platinum?'

| | e Payment of Indirect Taxes |

• 'How do I enroll for e Payment of Indirect Taxes in online banking?'
• "How secure is Online Indirect Tax Payment on the bank's website?"
• 'What is the deadline for e Payment of Indirect Taxes for quarterly filers?'

| | Empanelments / Engagements |

• 'What is the eligibility criteria for a Certification Engagement?'
• 'What are the fees associated with a Charter Engagement?'
• 'What are the terms and conditions of a Federation Partnership?'

| | IB RERA Current Account |

• 'Can I generate account statements for my RERA Current account online?'
• 'What are the benefits of having a Regulatory Authority Current account for property dealers?'
• 'What are the eligibility criteria for opening a Current RERA account?'

| | IMPORTANT TERMS AND CONDITIONS CA |

• 'Are Current Terms Conditions applicable to international transactions?'
• 'What are the consequences of not complying with T & C CA?'
• 'Can I cancel my account if I disagree with TERMS CONDITIONS CA?'

| | Important Communication regarding Amalgamation (Internet Banking / Mobile Banking) |

• 'How does Critical Internet Banking Consolidation Notification benefit me as a premium customer?'
• 'Can I still use my mobile banking app for international fund transfers after Amalgamation Mobile Update?'
• 'Can I still use my internet banking password after Amalgamation Internet Banking Update?'

| | Tenders / Auction |

• 'What are the benefits of a Public Tender for a small business loan?'
• 'How does a Multi-Round Auction work for a personal loan interest rate?'
• 'Can I negotiate the terms of a Tender Offer for a credit card?'

| | SMS Banking/ Missed Call Service |

• 'Can I use Mobile Update Service to receive ATM/debit card alerts?'
• 'Is Mobile Banking Service secure for conducting financial transactions?'
• 'What are the timings for using Missed Call Banking Facility?'

| | Corporate Governance |

• 'Can Corporate Management structures mitigate banking risk effectively?'
• 'Can Corporate Direction settings enhance banking customer experiences?'
• 'Do Institutional Oversight mechanisms prevent banking frauds?'

| | V-CIP |

• 'features of Video Customer Identification Process?'
• 'How does Face-to-Face Authentication enhance customer experience?'
• 'How does Digital Customer Verification improve banking services?'

| | Interest Rates on Personal Segment Loan Products Fixed |

• 'How do Interest Rates on Home Financing Options impact mortgage payments?'
• 'How do Interest Rates on Personal Overdraft Facilities impact account holders?'
• 'Can I borrow from my Personal Savings Account at a low rate?'

| | KCC Gold Plus |

• 'How does a Premium Account affect my loan eligibility?'
• 'Can I get personalized banking services with an Elite Membership?'
• 'Can I use my Premium Card for international transactions?'

| | IMAGE Training Philosophy |

• "Can you describe IMAGE's Teaching Philosophy on customer onboarding?"
• "Can you outline IMAGE's Learning Doctrine for customer complaints?"
• "What is the underlying Teaching Doctrine of IMAGE's customer-facing staff?"

| | TERMS AND CONDITIONS - TERM DEPOSIT ACCOUNT |

• 'Can I transfer my term deposit to another branch?'
• 'Can a term deposit be renewed automatically?'
• 'What documents are required to open a term deposit account?'

| | IB Vehicle Loan |

• 'How do I apply for a Auto Loan online?'
• 'Can I get a Auto Loan for a luxury vehicle?'
• 'What is the foreclosure policy for a Auto Loan?'

| | IND PM Vishwakarma |

• "How does Prime Minister Vishwakarma's scheme promote cashless transactions?"
• "How does Prime Minister Vishwakarma's initiative help with bill payments?"
• "What is the eligibility criteria for Prime Minister Vishwakarma's gold loan scheme?"

| | Home Loan Scheme for Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) individuals: Urban Areas |

• 'Can a person from the Underprivileged Segment get a top-up loan?'
• 'What is the repayment holiday for a Disadvantaged Group borrower?'
• 'Can an individual from the Lower-Income Stratum use the loan for renovation?'

| | IND MSME VEHICLE |

• 'Who are the target Group for Micro, Small, and Medium Enterprise Vehicle?'
• 'Can I use MSME Vehicle loan for vehicle fuel expenses?'
• 'How much amount of loan provide in loan for msme vehicle?'

| | PMSurya Ghar: Muft Bijli Yojana Roof Top Solar Loan Scheme |

• 'How can applicants register and apply for PM Surya Ghar Muft Bijli Yojna ?'
• 'PM Solar Power loan is available for residential and commercial properties?'
• 'How does Free Electricity loan scheme impact my credit score?'

| | F.A.Qs |

• 'common reasons for a cheque to be dishonoured?'
• 'Are there any Frequently Asked Questions about business banking services?'
• 'How do I resolve issues addressed in the Frequently Asked Questions section?'

| | IND NAVYA |

• 'How does WaveMaker Financial Technologies aid in account management?'
• 'How does Nautical Services enhance customer experience in mobile banking?'
• 'What are the benefits of using SeaChange Financial Services for fund transfers?'

| | Customer Centric Services |

• 'How can Human-Centered Banking improve customer engagement?'
• 'How can Customer-Inspired Banking improve customer acquisition?'
• 'Customer centric services provided by indian bank'

| | Debenture Trustee |

• 'Can I get investor charter?'
• 'What is the role of a Debt Trustee in a securitization transaction?'
• 'Can a Debenture Trustee be replaced in the middle of a loan tenure?'

| | IMAGE Email Id’s |

• 'Can I use my IMAGE Email Ids for bill payment reminders?'
• 'How do I verify my IMAGE Contact Emails for secure transactions?'
• 'Are IMAGE Email Ids required for mobile banking enrollment?'

| | IND Micro Food Processing Enterprises- (PMFME) |

• 'What are the benefits of a small Food Enterprises unit registering for Udyam?'
• 'Can a food manufacture company get a loan for expansion plans?'
• 'Can a food manufacture enterprise apply for a term loan for equipment purchase?'

| | IMPORTANT TERMS AND CONDITIONS – CA (Current Account) |

• 'Can a Current Account holder maintain the minimum balance across multiple linked accounts?'
• 'What happens if the minimum balance is not maintained in a Current Account?'
• 'How does the bank notify customers about non-maintenance charges?'

| | FCNR (B) Accounts |

• 'How do I renew my Foreign Currency Fixed Deposit?'
• 'What is Benfits of Forain Currency Non Residential Account ?'
• 'How do I update my address for my Non-Resident External Account?'

| | Debit Cards |

• 'Can I use my bankcard to make a purchase in a foreign currency?'
• 'How do I set up a payment card for recurring bill payments?'
• 'Are cash machine transactions covered by purchase protection?'

| | IB Education Loan (IBA) |

• 'What is the foreclosure policy for IBA Study Aboard loans?'
• 'Can a Student apply for an IBA loan for vocational courses?'
• 'What is the repayment tenure for IBA Study Aboard loans?'

| | PMMY-MUDRA-Tarun Plus |

• 'What are the benefits of PMMY Tarun Plus for small businesses?'
• 'What are the documents required for Pradhan Mantri Mudra Yojana Tarun Plus loan?'
• 'What is the interest rate for PMMY MUDRA Tarun Plus loan?'

| | SB for students under govt scholarship & SB for DBT |

• 'How do banks verify the identity of student gov Scholarship recipients?'
• 'Do student gov Scholarship recipients need to maintain a minimum balance?'
• 'Key Requirements for SB for DBT?'

| | Don’t Be a Money Mule: Protect Yourself from Fraud |

• 'Can I spot a Phony Payment Proxy in my bank statements?'
• 'What is the role of a Money Transfer Front in fraud schemes?'
• 'What is a Fraudulent Transaction Facilitator, and how can I avoid being one?'

| | Press Releases |

• 'Can Issuing Statements mitigate reputational risk in banking?'
• 'Press release in indian bank?'
• 'Are Indian Bank press releases available online?'

| | SB Platinum Savings Bank Platinum Account with Sweep facility |

• 'Can I set up a direct debit for my Platinum Savings Sweep account?'
• 'Can I get a personalized chequebook with my SB Platinum Sweep?'
• 'How does the Savings Platinum Sweep facility work?'

| | FIXED DEPOSIT |

• 'What documents are required to open a fixed deposit?'
• 'What happens if a fixed deposit matures and is not withdrawn?'
• 'Can I change the tenure of my fixed deposit?'

| | IND PASHUDHAN Mitra- Animal Husbandry Infrastructure Development Fund (AHIDF) |

• 'Can I use the Pashudhan Mitra Fund for expanding my existing farm?'
• 'What is secure norms in pashudhan mitra ?'
• 'How long does it take to process a loan application for the Animal Husbandry Infrastructure Development fund?'

| | Capital Gains SB account |

• 'How can I get a statement for my Capital Gains SB account?'
• 'What are the charges for non-maintenance of minimum balance in a sb gains account?'
• 'What is charges for non maintenance of minimum balance in Investment Gains SB account?'

| | Internet/Mobile/Tele Banking |

• 'What is the process for closing an account through tele-banking services?'
• 'What is the procedure for activating mobile banking on my phone?'
• 'What is the maximum limit for transactions through tele-banking services?'

| | Investor / Analyst Presentation |

• 'Can the Analyst Presentation be customized?'
• 'What is the format of the Analyst Meeting Presentation?'
• 'Who leads the Analyst Q&A Session?'

| | Retail Loans_Vehicle Loan |

• 'Steps for online vehicle financing?'
• 'Is it possible to apply for a vehicle loan online?'

| | Loyalty Program Delights: Unlocking Special Rewards for Your Loyalty |

• 'How do Customer Adoration Rewards programs recognize special occasions?'
• 'How do Customer Faithfulness programs support charitable donations?'
• 'Do Commitment Loyalty prgm rewards expire after a certain period?'

| | Media Speaks |

• 'Can Banking Policy Discussions on television impact customer trust?'
• 'How do Newspaper Articles on banking trends impact customer decisions?'
• 'benefits of policy on determining material subsidiary'

| | IB MY OWN SHOP |

• 'What documents are required to apply for an IB My Own Shop loan?'
• 'What is IB My Own Shop, and what are its key features?'
• "Can I manage my boutique's finances through internet banking?"

| | Block Lost ATM Card |

• 'What is the difference between Block Lost ATM and card cancellation?'
• 'How long does it take to unblock after Block Lost ATM?'
• 'Can I Block Lost ATM Card using banking app?'

| | BHIM Aadhaar Pay |

• 'Can I use Unified Payment Interface with my Aadhaar linked account?'
• 'Is Aadhaar Payment App available for iOS and Android devices?'
• 'How does the Aadhaar authentication process work for payments?'

| | Financial Results |

• 'How can I improve my overall Financial Performance with budgeting tools?'
• 'Does the bank provide personalized Financial Performance insights to customers?'
• 'What are the benefits of regularly reviewing Financial Performance metrics?'

| | Short Term Deposits |

• 'How to close a Short-Term Fixed Deposit account online?'
• 'What is the interest rate offered on a Provisional Deposit?'
• 'Can I use a Temporary Deposit as collateral for a loan?'

| | What is a Credit Score and How it Shapes Financial Health |

• 'How does Financial Health impact interest rates on personal loans?'
• 'Can a low Credit Score lead to credit card rejection?'
• 'Is it possible to improve Financial Health with a bad Credit Score?'

| | Lending rates |

• 'What are the payment terms for a credit-builder loan?'
• 'What are the credit check requirements for a payday loan?'
• 'How do leasing rates differ from loan rates for business equipment?'

| | IND GURUDEV |

• "GuruDEV's recommendations for new business owners?"
• 'How does Indi GuruDEV help customers choose the right credit card?'
• 'What expertise does the Indi GuruDEV offer to novice bank customers?'

| | IB Doctor Plus |

• 'Who are the target Group for doctor Loan ?'
• 'Can Medical Advisor Plus be used for investment research?'
• 'How does Physician Care Plus facilitate savings goals?'

| | NRE SB ACCOUNTS |

• 'What is TAX Benfits of NRE Saving Bank Accounts ?'
• 'What is TAX Benfits of NRE Saving Bank Accounts ?'
• 'What are the benefits of opening a Non Resident External Savings account?'

| | Scheme for financing MSMEs for setting up Biomass Pellets manufacturing units |

• 'What are the features of biomass pellet production financing schemes for Small Business Entrepreneurs?'
• 'Is this financing scheme available for existing biomass pellet manufacturers?'
• 'Who is eligible to apply for Biomass Pellets manufacturing units financing scheme?'

| | Indbank Merchant Banking - Online share trading |

• 'What is Indbank Merchant Banking - Online share trading?'

| | IB Tradewell |

• 'What is the minimum loan amount available in Tradewell?'
• 'Can I use Trade Facilitation for import financing?'
• 'How does Commerce Facility facilitate foreign exchange transactions?'

| | Choosing the Right Term Deposit: Fixed, Recurring or Money Multiplier Your Best Fit? |

• 'Can I open a joint Recurring Deposit account?'
• 'Can I close my Money Multiplier Deposits prematurely without penalty?'
• 'How do Money Multiplier Deposits work in tandem with existing investments?'

| | NRI A/cs |

• 'What is the interest rate on Non-Resident Ordinary accounts for NRIs?'
• 'What are the tax implications of Foreign Currency Accounts on NRIs?'
• 'Can an Overseas Citizen of India invest in Indian mutual funds?'

| | KCC Marine Gold Scheme |

• 'Are there any cashback offers on Aquatic Kisan Credit Card?'
• 'What is eligibility criteria of kcc marine gold scheme?'
• 'What is the eligibility criteria for Oceanic Agricultural Credit Card?'

| | Life Insurance |

• 'How does a Life Assurance policy protect my loved ones financially?'
• "How does a bank's Universal Life Insurance policy offer flexible premiums?"
• "How does a bank's Income Protection Insurance policy replace lost income?"

| | IND EQUIPMENT & WHEELS (CE/CV) scheme |

• 'What is the repayment tenure for Vehicle Loan under CV scheme?'
• 'How to check eligibility for Industrial Equipment financing under CE/CV scheme?'
• 'What are the documents required for Equipment Loan under CE/CV scheme?'

| | SHG Bank Linkage Programme Direct Linkage to SHGs |

• 'Can an SHG avail loan for emergency purposes through Group Banking Link?'
• 'Can an SHG member check account balance through SHG Bank Link?'
• 'What is the primary objective of Mutual Aid Group Banking Linkage Programme?'

| | Home Loan to Corporate Entity |

• 'How does a home loan for a house Corporate work?'
• 'Does our bank offer home loans to real estate Corporate entities with bad credit?'
• 'Does our bank offer home loans to apartment Corporate entities?'

| | Policies and Regulations |

• 'Do Ordinances on consumer protection apply to all customers?'
• 'What Rules apply to international money transfers?'
• 'Do Ordinances on interest rates change frequently?'

| | IndSMART |

• 'How does Smart Investment Decision Support and Risk Tracking work?'
• 'Services related to cards in IND smart scheme?'
• 'What are the advantages of Individual Smart Investment Decision Support Systems?'

| | IB HOME ENRICH |

• 'Can I track my Apartment Enrich expenses through mobile banking?'
• 'What are the fees associated with Flat Enrichment services?'
• 'Can I use Apartment Enrich to purchase a vacation home?'

| | United India Insurance Company |

• 'What covers under UIIC?'
• 'What is UIIC?'
• 'What are facilities in United india insurance Company?'

| | Doorstep Banking |

• 'What is the role of entrance banking in financial inclusion?'
• 'Can entrance banking services be used for investment advice?'
• 'How does porch banking enhance financial literacy among customers?'

| | Tab Banking |

• "What are the tablet banking app's system requirements?"
• 'How does tab banking work?'
• "Can I view my account balance on my tablet's banking app?"

| | IND Professional Special |

• 'What special benefits do Accomplished Professionals receive in our rewards program?'
• 'Can an Experienced Expert like me access premium insurance plans?'
• 'Can a Seasoned Pro like me access exclusive credit card offers?'

| | IMPORTANT TERMS AND CONDITIONS – CA (Account Transfer) |

• 'Do customers need to update KYC details during an account transfer?'
• 'Can a Current Account be transferred to another branch?'
• 'Can an account be transferred multiple times within a short period?'

| | IMAGE Principal’s Message |

• 'How does the Principal’s Message at IMAGE foster a sense of community?'
• 'Is the IMAGE Principal’s Message aligned with government regulations?'
• 'How does the Principal’s Message at IMAGE impact customer retention rates?'

| | Forex Rates for Treasury |

• 'How do Currency Market Operations impact our international payment processing?'
• 'How does the Global Foreign Exchange Market influence our trade finance services?'
• 'What is the purpose of a Foreign Exchange Desk in a commercial bank?'

| | Death Claim Settlement |

• 'Can I file a Death Benefit Claim if the policy is less than a year old?'
• 'How to visit Death Claim Settlement Portal?'
• 'How long does it take to receive a Fatal Accident Compensation payout?'

| | Another Option for Pension |

• 'How do I evaluate Different Pension Options for my future?'
• 'Can I customize my Pension Option to suit my lifestyle?'
• 'What are the Pension Alternative Strategies for risk-averse investors?'

| | Agricultural Jewel Loan Scheme |

• 'What are the Agri Jewel Loan Scheme documents required?'
• 'What are the benefits of Agri Jewelery loan for women farmers?'
• 'What are the Agri Jewel Loan Scheme customer support contact details?'

| | Stay Safe: Watch Out for Suspicious Files, APKs, and Links |

• 'Can I trust a File with an Unknown Extension from an unknown sender?'
• 'What are the consequences of downloading Untrusted Software on my device?'
• 'How do I spot Phishing Links in emails claiming to be from my bank?'

| | Digitizing the Indian Banking Experience |

• 'Can Digitalization of Banking Operations improve customer satisfaction?'
• 'What role does Online Facilitation play in streamlining banking processes?'
• 'Can Electronic Banking Systems enhance customer personalization?'

| | IB Mahila Shakti – For Women |

• 'What is the IB Mahila Shakti savings account?'
• 'What are the benefits of opening an IB Mahila Shakti account?'
• 'What are the ATM withdrawal limits for IB Mahila Shakti?'

| | Nomination: A Must Have in Your Accounts |

• 'Can a beneficiary be changed without my consent?'
• 'Can a beneficiary be removed from a bank account at any time?'
• 'What is the process of assigning a replacement owner in online banking?'

| | Dairy Loan |

• 'Can I get a Yogurtery Loan with a bad credit history?'
• 'Can I use a Lactary Loan to purchase new farm equipment?'
• 'What are the foreclosure rules for a Dairy Loan in case of default?'

| | RFC TERM DEPOSIT Rates |

• 'Do all Fixed Income Investment plans offer compound interest?'
• 'Can I get a Fixed Deposit rate quote from a bank representative?'
• 'Do Fixed Income Investment rates vary based on deposit amount?'

| | Government Deposit Schemes |

• 'What is the maximum deposit amount for a Government Deposit scheme?'
• 'Are Gov Deposits exempt from tax deduction at source?'
• 'What benefits do State Deposits offer to senior citizens in India?'

| | Credit Life Insurance Coverages in association with M/s. Aditya Birla Sun Life Insurance |

• 'Eligibility criteria for Aditya Birla Sun Life Insurance?'
• 'What is the minimum sum assured for credit life insurance with Aditya Birla Sun Life?'
• 'How long does it take to process a credit life insurance claim with ABSLI?'

| | Privacy Policy Mobile Banking (IndSmart) |

• "Can I request a copy of my personal data from IndSmart's Data Controller?"
• "Can I file a complaint about IndSmart's App Security protocols?"
• "What is IndSmart's stance on third-party access to my mobile banking data?"

| | IB PROFESSIONAL |

• 'How do Professionals in IB stay updated with market trends and analysis?'
• 'Relationship Management with Bank in Professionals'
• 'What role do Professionals play in risk management for customers?'

| | IB Tax Saver Scheme |

• 'What is the benefit of investing in Tax Saver scheme offered by our bank?'
• 'What are the Tax Relief benefits for salaried individuals?'
• 'Can I get Tax Savings on investments made in foreign currencies?'

| | Lending rates for RMD |

• 'What is the typical loan term for a Retirement Account Distribution?'
• 'Are Retirement Income Distribution loans considered high-risk?'
• 'Can I consolidate debt with a Retirement Savings Distribution loan?'

| | Premium Current Account |

• 'What is the overdraft limit for a Luxury Banking Account?'
• 'Are there any exclusive discounts for High-End Banking Account holders?'
• 'Is there any minimum turnover requirement to be eligible for a Current Account?'

| | Non-Life Insurance |

• 'What is the difference between Health Insurance and Disability Insurance?'
• 'What are the benefits of Liability Insurance for business owners?'
• "How does a bank's Business Interruption Insurance policy work?"

| | CA FOR STATE /CENTRAL GOVT & CONSULAR & IND PFMS |

• 'What are the prescribed Quarterly Average Balance requirements for PFMS or Other accounts in Metro/Urban and SU/Rural areas?'
• 'Are there any exclusive privileges provided for CA accounts of Central or State Government departments and consular offices?'
• 'Are there any exclusive privileges provided for CA accounts of Central or State Government departments and consular offices?'

| | Agricultural Godowns / Cold Storage |

• 'What are the interest rates for agricultural warehouse financing?'
• 'What are the documents required for a Cold Storage financing application?'
• 'How do banks assess the condition of a Storage Unit for loan approval?'

| | Account Opening Forms NRI |

• 'Can I submit the Expat Banking Application Form in person?'
• 'Can I use a representative to submit the Non-Resident Banking Application?'
• 'What are the benefits of using an Offshore Banking Enrollment Form?'

| | IB CONTRACTORS |

• 'How do independent construction workers invest in their retirement?'
• 'What are the processing fees and charges associated with IB Construction Loan?'
• 'How long does it take for loan approval and disbursement?'

| | Capital Gains |

• 'Minimum and Maxmimum period in Capital Gains?'
• 'Salient Features of term deposit capital gains ?'
• 'What happens if the funds are not reinvested as per regulations?'

| | PSB LOANS IN 59 MINUTES |

• 'What is the eligibility criteria for PSB Loans in 59 Minutes?'
• 'Can I get loan in 59minutes?'
• 'Are there any pre-payment charges for PSB 59 MINUTES loans?'

| | IND HEALTH CARE |

• 'How do I track my Medical Expenses using online banking?'
• 'Are there any discounts for Health and Wellness services with our bank?'
• 'Can I use my Sanitation Services card for online transactions?'

| | Nodal Officers RBI Integrated Ombudsman Scheme, 2021 |

• 'How does a Territorial Complaint Redressal Officer resolve banking disputes?'
• 'Can a Jurisdictional Customer Service Officer assist with credit card disputes?'
• "What is the role of a Territorial Complaint Handling Officer in RBI's scheme?"

| | Privacy Policy Corporate Merchant App |

• "How does the App's Data Encryption Policy safeguard business transactions?"
• "Can I access my business data stored under the App's Data Storage Policy?"
• "How does the App's Information Sharing Agreement affect my business?"

| | Frequently Asked Questions Internet Banking and Mobile Banking |

• 'What are the Most Frequently Asked Questions about Mobile Banking Credit Card Payments?'
• 'What are the Most Frequently Asked Questions about Mobile Banking Insurance Services?'
• 'What are the Most Asked Questions about Internet Banking Registration?'

| | IB Star Agro Mills (Rice Mill, Dhal Mill, Oil Mill and Flour Mill) |

• 'Can Dhal Mills use credit cards for business expenses?'
• 'What are the benefits of a line of credit for Dhal Mill businesses?'
• 'Can Agro Mill owners apply for business credit cards?'

| | IB Salaam – Special Account for Defence Personnel |

• 'What are the key benefits of IB Salaam?'
• 'Can defence personnel’s family members open an IB Salaam account?'
• 'Are there any charges for opening a Demat or Trading Account for Defence Personnel?'

| | Ind Advantage (Reward Program) |

• 'Do Advantage program rewards have any blackout dates?'
• 'Can I earn Advantage Loyalty Program points on online transactions?'
• 'Do Advantage program points expire?'

| | Indian Bank, IFSC Banking Unit, GIFT City |

• 'What is IFSC banking unit?'
• 'How do I activate my net banking for IFSC Banking Unit account?'
• 'How do I report a lost or stolen IFSC Banking Unit debit card?'

| | IND SME Secure |

• 'What type of facility avaliable in Sme Secure?'
• 'Can the loan be used for working capital or only for fixed assets?'
• 'Are there any special promotions for new Small Enterprise Defender customers?'

| | MSME AUTO RENEWAL |

• 'Is MSME AUTO RENEWAL available for enterprises with seasonal business fluctuations?'
• 'What is the process for Micro Small Medium Enterprises auto renewal in online banking?'
• 'What are the benefits ofMSME Loan Renewal?'

| | NPS VATSALYA |

• 'What are the documents required to open a National Pension VATSALYA account?'
• 'VATSALYA pension scheme offers which type of investment options to subscribers?'
• 'Can I withdraw from VATSALYA pension plan before retirement age?'

| | Customer care |

• 'What is customer care number of Indian Bank?'
• 'What is customer care number of Indian Bank?'
• 'I want to talk to your customer care team. I’m having trouble reaching the right person through the helpline number.'

| | Term Loan |

• 'Can a term loan be used for business expansion?'
• 'Are government-backed term loans available?'
• 'What happens if a business defaults on a term loan?'

| | Indoasis |

• 'Available services regarding Wealth Management in indoasis?'

| | IMAGE |

• 'Can I get Email Address of Admin CM department of Image ?'
• 'Can I get Email Address of Training CM department of Image ?'

| | First Quarter Financial Results 2024-25 |

• 'How will Initial Quarter Earnings impact customer savings account interest rates?'
• 'Will Early Quarter Earnings influence debit card rewards programs?'
• 'Will Q1 Results influence travel insurance product offerings?'

| | SHORT TERM DEPOSITS |

• 'Can I take a loan against a short-term deposit?'
• 'Can short-term deposits be renewed?'
• 'Are short-term deposits taxable?'

| | IND SUPER 400 DAYS |

• 'Is nomination facility available for Classic Plus 400 Days Deposit account?'
• 'What is the interest rate for Deluxe 400 Days Deposit account?'
• 'Can I get loan against my Champion 400 Days Deposit?'

| | Notifications |

• 'Will I receive Mobile Notifications for loan application status?'
• 'What is SMS Alert charges in ?'
• 'What are the benefits of using Notifications for budgeting and tracking expenses?'

| | Tarun Plus Scheme |

• 'How does the Future Icon Plan help in retirement planning?'
• 'What is the eligibility criteria for the Junior Prodigy Program?'
• 'How does the Prodigy Savings Plan help in saving for education?'

| | Financial Inclusion in India: Filling the Void |

• 'Want to modify my existing Standing Instructions in CAMS-CRA?'
• 'Can I register in CAMS?'
• 'What are the effects of Financial Inclusion on poverty reduction in India?'

| | IMAGE |

• 'Can I take a screenshot of my account activity to submit to customer support?'
• 'Will the bank accept a digital photo of my identification?'
• 'Can I get Email Address of Admin CM department of Image ?'

| | IB Loan against Sovereign Gold Bond |

• 'What is the loan-to-value ratio for Sovereign jewelry Bond?'
• 'What are the documents required for a loan against Sovereign Bond?'
• 'What is the processing time for a loan against Sovereign Gold Bond?'

| | National Common Mobility Card (NCMC) |

• "How do I apply for a National Mobility Card through my bank's website?"
• 'How do I report a lost or stolen National Mobility Card to my bank?'
• 'Is a contactless payment method accepted at all merchants in India?'

| | Business Responsibility and Sustainability Report |

• 'Does Business Ethics governance influence vendor selection decisions?'
• 'What is the role of Corporate Governance in risk management for customers?'
• 'Can Business Ethics reporting improve customer data privacy protection?'

| | Digital Insurance Platform |

• 'Can Web-Based Insurance Services reduce operational costs for banks?'
• 'How does Online Protection Platform facilitate secure payment processing?'
• 'Can Online Policy Management Systems help reduce claims processing time?'

| | IB Kishore – Savings Bank Account for Minors |

• 'What is the maximum withdrawal limit at Indian Bank ATMs?'
• 'Are there any charges for non-maintenance of balance?'
• 'What is the IB Kishore savings account?'

| | Scheme on financing Manufacturers / Suppliers / Vendors of Solar panels and other ancillary products |

• 'Can Eco-Friendly Panel Suppliers get financing for their infrastructure development?'
• 'Can Renewable Energy Solution Providers get financing for their inventory management?'
• 'Can Solar Panel Fabricators access working capital financing from the bank?'

| | Chief General Managers |

• 'Do Chief Executive Officers have the authority to close a bank branch?'
• 'Can a Senior General Manager change interest rates for a customer in a bank?'
• 'What is the average salary of a Chief Executive Officer in a private bank?'

| | Careers |

• 'Are there career opportunities in digital payments for engineers?'
• 'How do I secure a role in financial advisory services?'
• 'What are the vocational paths available in a commercial bank?'

| | Privacy Policy IB Merchant App |

• 'How does the Merchant App Privacy Policy handle data breaches?'
• 'How does the Merchant App Privacy Policy handle my personal identifiable information?'
• 'What are the consequences of violating the Merchant App Privacy Policy?'

| | IND Corp SB – Elite (Payroll Package Scheme) |

• 'What are the benefits of the bundled Group Personal Accidental Insurance under IND Corp SB – Elite?'
• 'Are there any special loan offers available for IND Corp SB – Elite account holders?'
• 'Can I get a credit card with the IND Corp SB – Elite account?'

| | Weaver MUDRA |

• 'What is the eligibility criteria for Weaver MUDRA loan applications?'
• 'Can I avail of Handloom MUDRA loans for my handloom business expansion?'
• 'What documents are required for loan application?'

| | DISPLAY OF INFORMATION SECURED ASSETS POSSESSED UNDER THE SARFAESI ACT 2002 |

• 'How does a bank Display Information on Assets Taken Over by it?'
• 'Information about The Sarfaesi ACT 2002?'
• 'What are the Consequences of Non-Disclosure of Secured Assets by banks?'

| | SHG Bank Linkage Programme – Direct Linkage to SHGs |

• 'What is Security features in SHG bank linkage programme ?'
• 'What is repayment in direct linkage to shgs ?'

| | WhatsApp Banking |

• 'How do I report a lost or stolen Whats App banking SIM?'
• 'Can I use WP banking to check my credit score?'
• 'WhatsApp Banking Features ?'

| | IB Arogya Raksha – Portability Options for existing customers |

• 'When was the Arogya Raksha Group Health Insurance product withdrawn for new policies?'
• 'available options for existing IB Arogya Raksha customers?'

| | Agri Clinic and Agri Business Centres |

• 'How does Farm Business Centre support agricultural entrepreneurship?'
• 'What agricultural advisory services are offered by Agri Clinic?'
• 'How does Farm Business Centre support farmers in accessing government subsidies?'

| | Financial Inclusion |

• 'Can Increased Financial Accessibility reduce inequality in developing regions?'
• 'Can Comprehensive Financial Inclusion initiatives improve education outcomes?'
• 'What role do Banking Inclusion initiatives play in reducing financial exclusion?'

| | Colombo Branch |

• 'Is the Capital City Branch open on public holidays?'
• 'Can I get address of domestic banking unit?'
• 'What are the requirements for opening a business account at the National Branch?'

| | Financing Agriculturists for Purchase of Tractors & Other Farm Machinery |

• 'Can an agriculturist get a loan to upgrade his existing Agri Machinery?'
• 'Can I get a loan to buy Farm Machinery for organic farming?'
• 'How does a bank evaluate the value of Farm Machinery for loan collateral?'

| | IND Millionaire Recurring Deposit Account NRE |

• 'Can I convert IND Millionaire Recurring Deposit Account NRE to resident account?'
• 'Can I withdraw funds from IND Millionaire Recurring Deposit Account NRE prematurely?'
• 'What is the interest rate offered on NRE Millionaire Recurring Deposit Account?'

| | Termination Clause Mobile Banking (IndSmart) |

• 'What are the grounds for terminating my IndSmart account?'
• 'How does the Expiration Term affect my account balance?'
• 'Can I appeal the Termination Decision made by the bank?'

| | Savings Bank Account |

• 'What are the documents required to open a Saving account?'
• 'What is AVERAGE MONTHLY MINIMUM BALANCE Maintain in SB Platinaum?'
• 'How to link my Savings account to a credit card?'

| | E-ALLAHABAD BANK |

• "Are the Sangam City's online banking services available in multiple languages?"
• "What are the features of the Allahabad Bank's online trading platform?"
• "What are the eligibility criteria for the Allahabad Bank's online savings account?"

| | Service Charges / Forex Rates |

• 'How do I avoid Revised Service Charges on my debit card?'
• 'Can you explain the Forex rate for converting EUR to USD?'
• 'Revised Service Charges on Debit Cards'

| | Digital Banking Unit: Shaping the Financial Future of India |

• 'What benefits do Cyber Banking services offer to Indian customers?'
• 'What role does Digital Banking Infrastructure play in economic growth?'
• 'How does Digitalization in Banking impact customer relationships?'

| | IB HARIT |

• 'Charges for non maintenance of minimum balance in IB harit?'
• 'What are the charges for non-maintenance of minimum balance in IB Harit?'
• 'How frequently does the bank review the Harit CC limit?'

| | Reverse Mortgage |

• 'What is the minimum age requirement for a Seniors Loan?'
• 'Are there any tax implications with a Reverse Mortgage Loan?'
• 'What are the fees associated with a Lifetime Mortgage?'

| | Savings Bank Accounts – Terms & Conditions |

• 'What is the process for opening a savings account online?'
• 'What are the benefits of a savings account?'
• 'What are the transaction limits on savings accounts?'

| | IND Non-Callable Deposit |

• 'How to renew a Non-Liquid Deposit account automatically?'
• 'What is the maximum tenure for a Non-Callable Deposit?'
• 'How to calculate interest on a Non-Withdrawable Deposit?'

| | Resident Foreign Currency account for Returning Indians |

• 'Can I use my Resident Foreign Currency account for international trade transactions?'
• 'How do I update my KYC documents for my Resident Foreign Currency account?'
• 'Can I repatriate funds from my Resident Foreign Currency account to my foreign account?'

| | Access Restricted |

• 'Why was my credit card restricted to Authorized Personnel Only?'
• 'Is a Supervised Access account still eligible for account linking?'
• 'Why was my account flagged as Highly Confidential Information?'

| | IB Mahila Shakti For Women |

• 'Are there any charges for non-maintenance of balance in Mahila Shakti?'
• 'Who are the target customer for Mahila Shakti ?'
• 'Is Mahila Power account available for all female customers?'

| | Indian Bank Prepaid Card App Terms and Conditions |

• 'Do the Terms & Conditions Prepaid Card App apply to ATM transactions?'
• 'Do the Terms & Conditions Prepaid Card App cover online fraud protection?'
• 'Can I waive the Terms & Conditions Prepaid Card App fees?'

| | Wealth Management Services |

• 'What are the benefits of using a Prosperity Growth service for business owners?'
• 'What are the fees associated with Financial Portfolio Management?'
• 'How does a Financial Abundance service help with retirement income planning?'

| | e-OD Against Deposit |

• 'How will I use the e-od against deposit scheme?'
• 'Benefits of the e-overdraft against deposit scheme'

| | Compressed Bio Gas plant financing under Sustainable alternative towards affordable Transportation |

• 'Can a Bio-CNG Fueling Station be funded through a personal loan?'
• 'What is the repayment tenure for a Bio Methane Enrichment Plant loan?'
• 'Do banks offer moratorium period for Bio Methane Production Unit loans?'

| | ATM / Debit Cards |

• 'How do I check my Debit Card balance online?'
• 'Can I use my Bank Debit Card for contactless payments?'
• 'How do I replace a damaged or worn-out Cash Card?'

| | VARIABLE RECURRING DEPOSIT |

• 'Can I transfer this deposit to another branch?'
• 'Is there an auto-renewal facility for this deposit?'
• 'Is there a penalty for missing a deposit installment?'

| | Fixed Deposit |

• 'What are the documents required to open a Term Deposit account?'
• 'What is minimum deposit period in Fixed Deposit?'
• "What is the minimum age requirement for a Minor's Deposit?"

| | Block Lost Credit Card |

• 'Will block credit card also stop online transactions?'
• 'How quickly can I block credit card in an emergency situation?'
• 'What is the process to block credit card in case of loss or theft?'

| | Service Charges on ATM Services |

• 'When do ATM Fees get deducted from my account?'
• 'What is the cap on ATM charge deductions per month?'
• 'Are ATM Fees the same for all account types?'

| | Extraordinary General Meetings |

• 'What are the key agenda items for an Extraordinary General Assembly in banking?'
• 'Can an Emergency General Meeting be convened by shareholders of a bank?'
• 'What are the procedures for convening an Extraordinary General Assembly in banking?'

| | How-to Videos Internet Banking |

• 'Can Cyber-based Training Videos help with setting up online budgeting tools?'
• 'Do Online Tutorial Videos cover online travel notifications?'
• 'How do Digital Direction Videos assist with online savings goals?'

| | BSBDA and Small Account |

• 'What is the Basic Savings Bank Deposit Account (BSBDA)?'
• 'How are scholarship payments credited?'
• 'Can these accounts be used for direct benefit transfers (DBT)?'

| | NRI and Forex |

• 'What are the documents required for closing a Non-Resident Indian Foreign Exchange account?'
• 'Can I use my International Currency Exchange account for online transactions?'
• 'How do I convert my rupees to foreign currency through NRI Forex Exchange?'

| | Regulatory Disclosures Section |

• 'Can I request a copy of the Regulatory Information from my bank?'
• 'What information is included in the Banking Disclosures Section of my statement?'
• 'Is the Regulatory Disclosures Section compliant with international banking standards?'

| | Interest Rate for Agri Products |

• 'Can I get a discounted rate on Agri Product loan for bulk orders?'
• 'What are the Agri Product rates for dairy farming and livestock?'
• 'Are Agri Product rates influenced by government agricultural policies?'

| | MSME AUTO – RENEWAL |

• 'What happens if an account does not meet renewal criteria?'
• 'Are government-backed MSME loans eligible for auto-renewal?'
• 'Can an MSME opt out of auto-renewal?'

| | IB Home Loan Flexi |

• 'What is the processing fee for a Housing Flexi loan application?'
• 'What are the tax benefits of taking a Property Flexi loan?'
• 'How does the Villa Flexi loan insurance work?'

| | Choosing the Right Term Deposit: Fixed, Recurring or Money Multiplier – Your Best Fit? |

• 'Money Multiplier Deposits ?'
• 'Recurring Deposits ?'

| | BSBDA AND SMALL ACCOUNT |

• 'What are the transaction limits on a Limited Savings Account?'
• 'How do I reset my internet banking password for a Moderate Savings Account?'
• 'What is the process for closing a Small Deposit Account?'

| | FCNR (B) DEPOSITS Rates |

• 'How do I repay a loan taken against an FCNR (B) Deposit account?'
• 'What are the documents required to open an FCNR (B) Deposit account?'
• 'How does the FCNR (B) Deposit interest rate compare to other banks?'

| | Salary Loan IB Clean Loan to Salaried Class |

• 'What is the eligibility criteria for wage earner loan applications?'
• 'Documents to be submitted for clean loan to salaried class ?'
• 'What are the benefits of a compensation loan for employees?'

| | IMAGE Contact Us |

• 'Can I use the Graphic Support Contact Form for general inquiries?'
• 'How do I reset my password with the help of Visual Assistance?'
• 'Is the Image Support Contact Information the same for international customers?'

| | Disclosures |

• 'What information is shared in a Customer Information Disclosure document?'
• 'How do banks facilitate Transparent Business Practices with customers?'
• 'What is the role of a Terms and Conditions Disclosure in online applications?'

| | Privacy Policy Digital Currency |

• 'What is the purpose of collecting location data under Digital Currency Privacy Policy?'
• 'Can I request deletion of personal data under Digital Currency Privacy Policy?'
• 'Can I opt-out of Online Digital Rupee data sharing with third parties?'

| | What and How of Phishing |

• 'What are the consequences of responding to a fraudulent email from my bank?'
• 'Can catfishing be used to steal sensitive banking information on social media?'
• 'How can I avoid falling victim to online deception in digital banking?'

| | Services rendered free of charge |

• 'Do free online statements require paperless enrollment?'
• 'Can I get a complimentary overdraft protection plan?'
• 'What complimentary identity theft protection services are offered?'

| | Disclosures made to Stock Exchanges |

• 'What are disclosures made to stock exchanges?'
• 'How do Public Disclosure Requirements impact bank mergers and acquisitions?'
• 'What is the frequency of required Public Financial Filings for banks?'

| | Food and Agro Processing |

• 'How do agricultural product processing companies manage cash flow?'
• 'Can I avail of a line of credit for my food processing business?'
• 'Can I get a loan for my farm-to-table food production venture?'

| | ONLINE SHISHU MUDRA LOAN |

• 'What are the eligibility criteria for a Kid Mudra loan online application?'
• 'What is the Age limit for online shishu mudra ?'
• 'What are the types of businesses eligible for a Kid Mudra loan online?'

| | Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals |

• 'What is the maximum loan amount for Bus company acquisitions?'
• 'Do Hospital-owned ambulances qualify for subsidized loan rates?'
• 'Are Minibus Institutions eligible for collateral-free loans?'

| | NEFT |

• 'Can I receive a refund for a failed Online Money Transfer?'
• 'Can I cancel an Online Fund Transfer initiated earlier?'
• 'Can I schedule Online Money Transfers for future dates?'

| | N R I / Foreign Exchange |

• 'Can I use Foreign Exchange services for overseas education expenses?'
• 'What are the documents required for opening a Foreign Currency Exchange account?'
• 'What are the fees associated with N R I Exchange transactions?'

| | Indian Bank Debit Card Shopping Perks |

• 'Are there any Purchase Privileges exclusively for Indian Bank debit cardholders?'
• 'Can I get Shopping Cash Rewards on Indian Bank debit cards for grocery purchases?'
• 'Can I get Shopping Bonanzas on my Indian Bank debit card for international transactions?'

| | Common Account Opening Form-Non Individuals |

• 'What documents are required to support a Non-Individual Entity Account Establishment Application?'
• 'What are the requirements for a Non-Individual Entity Account Opening Form for a trust?'
• 'Can a Non-Individual Entity Account Creation Form be used for cooperatives?'

| | Event Updates/ Newspaper Advertisement |

• 'How do banks utilize Newspaper Columns for thought leadership articles?'
• 'How do Upcoming Event notifications improve customer experience?'
• 'When will the bank publish its Festive Season Calendar Events?'

| | SOVA Android Trojan ALERT!! |

• 'What are the consequences of delaying SOVA Trojan Alert removal from my banking device?'
• 'What are the best practices to avoid SOVA Trojan Alert infections on banking devices?'
• 'Can the SOVA Trojan Alert be used to intercept banking SMS and notifications?'

| | Fixed ROI for Retail Loans |

• 'How does a fixed-return loan impact my credit utilization ratio?'
• 'What is the processing fee for a fixed-return loan?'
• 'What is the maximum loan amount for a fixed-yield loan?'

| | Audio/ Video Recording/Concall Transcripts |

• 'Do banks have a retention policy for Recorded Video Transcripts?'
• 'Are Phone Call Recordings used for quality control in banking?'
• 'Are banking call centers using Call Recording Software for quality control?'

| | CA FOR STATE /CENTRAL GOVT & CONSULAR & IND PFMS |

• 'Are there any exclusive privileges provided for CA accounts of Central or State Government departments and consular offices?'
• 'What are the benefits of CA Current State Government accounts?'
• 'What is the process for claiming CA Current State govt refund?'

| | IB Home Loan |

• 'What is the minimum Villa Financing tenure offered by IB?'
• "What are the benefits of Islamic Banking's Residential Mortgage plans?"
• "What is the processing fee for IB's Villa Financing schemes?"

| | Re-KYC (based on declaration) |

• 'What is re kyc portal?'
• 'How to visit re kyc portal?'

| | Defending Against Rising Online Frauds: Stay Cyber-Safe! |

• 'How do I report frauds if I suspect identity theft in my bank account?'
• 'How can I avoid becoming a Whaling target in online banking?'
• 'What are the best practices for secure password management in Fraud Protection?'

| | IND GST ADVANTAGE |

• 'How to apply loan on GST Advantage?'
• 'Can I get the Goods and Service Tax Exemption on import transactions?'
• 'Is the GST Relief available on all types of insurance products?'

| | IB Pension Loan |

• 'Can a Senior Citizen Loan be used for a wedding expense?'
• 'Can a retiree use their existing pension account for a loan?'
• 'How do Elderly Loans impact pension income tax?'

| | IND KISAN SAUR SHAKTHI (PM KUSUM) Additional Component (Component C- Feeder level Solarisation) |

• 'What is subsidy in kisan saur shakthi ?'

| | Units of IMAGE |

• 'Do Image Files require a password for access?'
• 'Can I upload Graphic Representations for account verification?'
• 'How do Picture Files affect digital banking security?'

| | Customer Complaints / Awareness |

• 'Can Customer Complaint Awareness help improve overall banking services?'
• 'How does the bank analyze Customer Complaints to improve services?'
• 'What are the benefits of implementing a Customer Complaint Awareness program?'

| | Investor Guide / FAQ |

• 'Can I get personalized investment advice from the Rules FAQ?'
• 'What kind of investment products are discussed in the Investor FAQ?'
• 'How do I navigate the Investor FAQ section on the website?'

| | Mutual Funds, IPO, Demat & Trading |

• 'What is Demat & Trading ?'
• 'Want Mutual Funds and IPO information?'

| | NRI INFO BEAM Monthly Newsletter |

• 'Does the Monthly NRI INFO BEAM Update cover international market trends?'
• 'Is the NRI Newsletter sent via email or postal mail?'
• 'Can I share the NRI Newsletter with friends and family?'

| | New SB Product for Salaried Customers IND SALARY SURAKSHA |

• 'Is Income Suraksha available for all types of salary accounts?'
• 'Can I purchase Salary Security as a standalone product?'
• 'What is the waiting period for Income Suraksha claims?'

| | Ind Netbanking |

• 'Can I apply for a personal loan through Online Banking platform?'
• 'Is Net Banking secure for conducting financial transactions online?'
• 'How does Online Banking facilitate fund transfers between accounts?'

| | Policy on Related Party Transactions |

• 'types of transactions covered under related party policy?'

| | Kisan Credit Card (KCC) |

• 'How does the process of kisan credit card renewal work?'
• 'How long does it take to process a Kisan Credit Card application?'
• 'Farmer Credit Cards are available in which banks?'

| | Amalgamation |

• "How does a Banking Unification process affect a customer's investments?"
• 'What happens to customer accounts during a Corporate Consolidation process?'
• 'Amalgamation?'

| | Booklet on Digital Products & services |

• 'What are digital services & booklets available in indian bank?'
• 'Can I get online booklet on products & services of Indian Bank?'

| | IB – COMFORT - DOMESTIC AND NRE (Minimum Balance & Charges) |

• 'How is the minimum balance calculated for IB Comfort Domestic accounts?'
• 'Does the minimum balance requirement affect interest rates or benefits?'
• 'Are there different non-maintenance charges based on account tier?'

| | REPO Based Lending Rate for MSME |

• 'How does Repo Linked Lending Rate for Micro Enterprises affect loan approval?'
• 'What is the impact of Repo Linked Lending Rate on Small Business loan interest?'
• 'How does Small Business Repo Rate impact loan prepayment?'

| | Image |

• 'What IMAGE stands For ?'

| | Featured Products / Services / Schemes |

• 'What are the eligibility criteria for Signature Products?'
• 'Can I get a free trial for Spotlight Services?'
• 'Can I get a cashback on my Premium Product purchases?'

| | Special Non-Resident Rupee Account (SNRR) |

• 'What are the interest rates offered on a non-resident Rupee account?'
• 'Can I open an SNRR account from outside India?'
• 'What is the minimum balance required to maintain a Special Rupee account?'

| | Open Online Account with Video-Based Customer Identification Process (V- CIP) |

• 'How does V-CIP ensure secure customer verification for online bank accounts?'
• 'How does V-CIP verify my identity documents for online account opening?'
• 'How does Video-Based Customer ID verify my address for online banking?'

| | IB Home Loan Plus |

• 'How do I apply for IB Apartment Plus loan online?'
• 'What is the processing fee for IB House Plus loan application?'
• 'How does IB Home Plus loan calculator help in planning my finances?'

| | Analyst Coverage on Bank’s Share Price |

• 'What is the correlation between Analyst Coverage and bank profitability?'
• "Can Share Price Coverage predict a bank's stock price volatility?"
• "Can a Price Analyst Report change a bank's financial outlook?"

| | CA FOR STATE/CENTRAL GOVT & CONSULAR & IND PFMS (Government Accounts) |

• 'What are the exclusive privileges provided for Current Accounts of Central or State Government departments?'
• 'Is there a minimum initial deposit requirement for PFMS accounts?'
• 'How are fees and charges structured for government-linked Current Accounts?'

| | Government Sponsored Jan Suraksha Schemes: Trio Pack for Your Financial Security |

• 'Can I avail a loan against my Jan Suraksha Trio Pack scheme?'
• 'How does the Government Sponsored Jan Suraksha scheme help in emergency situations?'
• 'How does the govt Sponsored Jan Suraksha scheme provide risk coverage to customers?'

| | IMPORTANT TERMS AND CONDITIONS SB |

• 'Do Savings T&C include provisions for account dormancy and inactivity?'
• 'Are there separate Terms Conditions Savings for minors and senior citizens?'
• 'What is the process for disputing charges under the SB T&C?'

| | SELF HELP GROUP (SHG) SHAKTI |

• 'What is the purpose of establishing a Community Fund?'
• "What are the eligibility criteria for joining a Women's Thrift Cooperative?"
• 'How does the Self-Help Cooperative Model promote entrepreneurship?'

| | Premium Services |

• 'Do Top-Tier credit cards offer rewards and travel perks?'
• 'How does the Private wealth management service handle estate planning?'
• 'What is the fee structure for High-End ATM withdrawals?'

| | New SB Product for Salaried Customers IND SALARY SURAKSHA |

• 'What is the maximum withdraw at other bank atm in salary suraksha?'
• 'Accidential insurance cover On Debit Card in Salary suraksha?'
• 'Accidential insurance cover On Debit Card in Salary suraksha?'

| | Designated Authority for Whistle Blower Complaints |

• "Who can customers contact if they are unsatisfied with the Whistleblower Complaint Authority's response?"
• 'What is the whistleblower policy of the Authorized Whistleblower Complaints Receiver?'
• 'Who is the designated authority person for whistal blower complaints?'

| | IND Rupee Gain |

• 'What is the impact of inflation on Currency Gain rates?'
• 'What is the role of interest rates in Rupee Gain calculation?'
• 'Are Rupee Gain rates different for various banking products?'

| | Jewel Loan: Unlock the Value of Your Gold for Financial Flexibility |

• 'Can I use my Treasure Financial Freedom to consolidate my debts?'
• 'Can I use my Precious Metals Financial Flexibility to invest in stocks?'
• 'Can I use my Gold Treasure Financial Leeway to pay off high-interest debt?'

| | IB Sammaan |

• 'How can I redeem Esteem reward points?'
• 'Are there tax benefits for maintaining an IB Sammaan account?'
• "What is the Honor credit card's annual fee?"

| | New Pension Scheme as an avenue for Tax Savings |

• 'What is the interest rate offered on Tax Benefits Pension investments?'
• 'What is the lock-in period for Tax Benefits Pension investments?'
• 'How does the Retirement scheme help in building a retirement corpus?'

| | Dividend Details |

• 'Can I receive Dividend Details via email or SMS?'
• 'What is the minimum balance required for Dividend Earnings Information?'
• 'What is the purpose of the Dividend Information report?'

| | Corporate Blog |

• 'Can a Business Blog improve customer retention in banking?'
• 'Can a Digital Blog help reduce customer complaints in banking?'
• 'Does Business Blog influence consumer decision-making in financial services?'

| | Corporate Governance Reports |

• 'What is the significance of Regulatory Adherence in banking operations?'
• 'Can Effective Management enhance customer satisfaction in banking?'
• 'What is the relationship between Institutional Governance and customer satisfaction?'

| | PM Surya Ghar: Muft Bijli Yojna |

• 'Moratorium period for pradhan mantri muft bijali scheme?'
• 'How can applicants register and apply for PM Surya Ghar Muft Bijli Yojna ?'

| | Current Account – Minimum Balance Requirement |

• 'Is there any waiver on minimum balance requirements for startups or MSMEs?'
• 'Can I deposit cash to meet the minimum balance requirement at any time?'
• 'Does an inactive or dormant Current Account still require maintaining the minimum balance?'

| | Jewel Loan |

• 'What is the purpose of Jewel loan?'
• 'Do you offer Jewelery loans for business purposes?'
• 'What are the benefits of a Jewel loan at your bank?'

| | Account Balance |

• 'Want to know my account balance by fast communication?'

| | Vision and Mission |

• "How does the bank's Mandate shape its branch network expansion?"
• "How does the bank's Future direction impact its investment strategies?"
• "How does the bank's Creed influence its employee training programs?"

| | IB Plot Loan |

• 'What is the lock-in period for a parcel loan from your bank?'
• 'What is the maximum age limit for a borrower to apply for a site loan?'
• 'Who are the target group for plot loan?'

| | Positive Pay Syatem(PPS) |

• 'What is positive pay system?'
• 'What are the bulk facilities for corporates and other customers in PPS?'

| | Internet banking |

• 'Is mobile banking or internet banking available for Salaam account holders?'
• 'How do I download account statements using Online Banking?'
• 'What is the process for updating personal information on Net Banking?'

| | Board of Directors |

• "Do Directors have a say in setting bank's fees?"
• "Can a bank's customers nominate a Director?"
• "What is the typical size of a bank's Leadership Team?"

| | Customer Complaint/Awareness |

• 'Customer Grievance Redressal System?'

| | Policy on Determining Material Subsidiary |

• 'benefits of policy on determining material subsidiary'

| | CAMS-CRA_Standing Instructions |

• 'Set up of Standing Instructions in CAMS-CRA?'
• 'Want to modify my existing Standing Instructions in CAMS-CRA?'

| | Nodal Officers - Cusomer service |

• 'What is nodal officers customer service in indian bank?'
• 'Can you give me email id for nodal officers?'

| | IB Golden Ager Term Deposit Product for Super Senior Citizens |

• 'Are there any hidden charges in Jewelery Ager Deposit?'
• 'Is Golden Ager Deposit available for HUF (Hindu Undivided Family) accounts?'
• 'Is Term Deposit Senior Citizens scheme available for joint accounts?'

| | Debit card |

• 'Usage limit of Rupay International Platinum card?'
• 'Usage limit of Rupay International Platinum card?'

| | MSME Loans_Pre Approved Bussiness Loan |

• 'How to apply for pre eligible bussiness loan through online?'

| | IND MSME SAKHI |

• 'How does the IND MSME SAKHI scheme support small business owners?'
• 'What are the documentation requirements for availing Micro Small Medium Enterprises SAKHI?'
• 'How does Micro Small Medium Enterprises SAKHI foster financial inclusion?'

| | Deposit Rates |

• 'How does a Tiered Deposit Rate system benefit high-balance customers?'
• 'How do Laying Rate changes affect my long-term investment strategy?'
• 'How do Deposit Rate changes impact my savings goals?'

| | Helpline for Women in Distress - 7827170170 |

• 'What is the Helpline number for Women Distress ?'

| | IMAGE Computer Centre |

• 'How does the Technology Centre ensure secure online transactions?'
• 'What is the purpose of the Technology Department in banking operations?'
• 'How does the IT Facility handle customer data security threats?'

| | QIP WEBSITE DISCLAIMER |

• 'What are the implications of the Qualified Institutional Placement Disclaimer on customer trust?'
• 'What rights does the Institutional Placement Disclaimer waive for customers?'
• 'Can banks use the Qualified Institutional Placement Disclaimer as a defense?'

| | Aadhar enrolment / correction form |

• 'Is there a fee for enrolling in Aadhaar?'
• 'Are mobile number updates possible with the Aadhaar correction form?'

| | Terms and Conditions – Indian Bank Digital Rupee |

• 'Which authorities regulate the issuance and usage of the Digital Rupee according to the Terms?'
• 'For what purpose can the Digital Rupee Wallet services on the Indian Bank Digital Rupee App be used?'

| | Details of Outstanding Tier 1 and Tier 2 Bonds |

• 'What are the fees associated with Bond Issuance investments?'
• 'What is the current interest rate on Outstanding Tier 1 Bonds?'
• 'What happens to my Outstanding Tier 1 Bonds if the bank fails?'

| | MSME Loans_Shishu Mudra Loan |

• 'How to apply for shishu loan scheme?'

| | IndSMART Mobile Banking App Checksum |

• 'Can I use IndSMART Mobile App Checksum on multiple devices?'
• 'IndSMART Mobile App Checksum is not recognizing my device, why?'
• 'How does Mobile App Checksum ensure secure banking on my smartphone?'

| | Remittance To India |

• 'What is the fee for sending a remit fund to India from abroad?'
• 'What is remittance?'
• 'Can I transfer money to India in person at a bank branch?'

| | Retail Loans_Home Loan |

• 'Can I apply for home loan through online?'
• 'Online house loan'

| | Corporate Credit |

• 'What are the common uses of corporate credit?'
• 'Which financial institutions offer corporate credit?'
• 'How does corporate credit impact loan approvals?'

| | Retail Loans_OD/Term Loan/Credit Card Against Deposit |

• 'What is OD, term loan or credit card issued against a deposit?'

| | IB CORP SB – Payroll package scheme for salaried class |

• 'What is the Eligibility criteria for Corporate SB – Payroll package scheme for salaried class?'
• 'What is the Eligibility criteria for Corporate SB – Payroll package scheme for salaried class?'
• 'What is the Average Monthly Minimum Balance & Charges for Non-maintenance of Minimum Balance in CROP SB?'

| | CAMS-CRA_Subscription |

• 'Can I get subscription of CRA CAMS '
• 'Steps to get cams subscription?'

| | ATM/Debit Cards |

• 'Daily limit of number of transactions for atm debit card'
• 'Eligibility criteria for atm debit card?'

| | Cyber Awareness Content |

• 'What is the importance of Cybersecurity Awareness in preventing card fraud?'
• 'How does Cyber Awareness Content influence customer behavior in e-banking?'
• 'What are the benefits of integrating Cyber Safety Content into banking platforms?'

| | Cyber crime / Unauthorized transaction |

• 'Where to report cyber crime/unauthorized transaction?'
• 'Where to report cyber crime/unauthorized transaction?'

| | Privacy Policy for SoftPos |

• 'privacy policy for softPOS? '

| | IndSMART: Indian Bank’s Omni channel Mobile App |

• 'What services can I access through the IndSMART app?'

| | NRE and RFC SB interest Rates |

• 'Do External Rupee accounts offer higher interest rates for bulk deposits?'
• 'What is the tax implications on interest earned from Non Resident External accounts?'
• 'How do I monitor the interest rate changes on my NRE account?'

| | ECSNoticetoCustomers(Pdf) |

• 'What is an ECS notice to customers?'

| | RBI Monetory Museum Bank Notes and Security Features |

• 'What is monetory museum ?'

| | Mobile Banking |

• 'How to register Mobile Banking?'
• "What is Indian Bank's Mobile Banking app?"
• 'How to register Mobile Banking?'

| | Education loan |

• 'Who is eligible for an education loan?'
• 'Which are the documents to be submitted for getting education loan?'
• 'Which are the documents to be submitted for getting education loan?'

| | IB –COMFORT- DOMESTIC AND NRE |

• 'CHARGES FOR NON MAINTENANCE OF MIN BAL in IB Comfort domestic?'
• 'What is Monthly Average minimum Balance for comfort NRE?'

| | Reserve Bank Of India |

• 'Can I get information of reserve bank of india?'
• 'Give me site of reserve bank of india?'

| | IndSMART: Indian Bank’s Omni channel Mobile App |

• 'Can I check my account balance using IndSMART Mobile app?'
• 'Does the Omni channel App support multiple languages?'
• 'Does the Omni channel App support QR code scanning?'

| | CAMS-CRA_Registration |

• 'Process to register in CRA ?'
• 'Can I register in CAMS?'

| | Jewel Loan appointment |

• 'How to book an jewel loan appointment?'

| | Tamil Nadu Grama Bank |

• 'Services of tamil nadu grama bank?'
• 'What are the products of tamil nadu grama bank'

| | IB Education Loan (IBA |

• 'What is meritorious in education loan?'

| | Recovery Agents Empaneled / Engaged by bank(Eng) |

• 'How does the bank select recovery agents for empanelment?'

| | Analyst Coverage |

• 'Role of analyst coverage?'

| | Helpline for Women in Distress - 7827170172 |

• 'Quick contact for distress women'

| | Queries / Feedback |

• 'What is investor feedback, and why is it important?'

| | Policy on appointment of SABs -year 2023 -24 (Domestic & Overseas) |

• 'I want information about Policy on appointment of SABs -year 2023 -24 (Domestic & Overseas)'

| | BHIM AADHAAR PAY |

• 'Steps to go live with Bhim Aadhaar-Indian Bank ?'

| | Coin vending machines(CVMs) location in chennai |

• 'Where can I find coin vending machines in Chennai?'
• 'What is the timing of CVMs?'

| | Saptagiri Grameena Bank |

• 'How to contact saptgiri grameena bank?'
• 'Can I get the toll free number of saptgiri grameena bank?'

| | Security Alert (Hindi) |

• 'How I will get the security alerts by mail or message?'

| | IB Golden Ager – Term Deposit Product for Super Senior Citizens |

• 'Who are the target group forIB Golden Ager ?'
• 'What is minimum and maximum Deposit for IB Golden Ager ?'

| | History |

• 'When Bank’s head office shifted in new building?'

| | IMPORTANT TERMS AND CONDITIONS – SB |

• 'Terms & conditions of process for saving account opening?'
• 'Terms & conditions of process for saving account opening?'

| | “IND Corp SB Eliteâ€ Payroll package scheme for Salaried Class with bundled Group Personal Accidental Insurance (PAI) |

• 'Can I get a credit card with the Corp SB – ELITE account?'
• 'Free Personal Accidental Insurance cover benefits offered under Payroll package scheme ?'

| | ED's Profile |

• 'When Shri Ashutosh Choudhury took the charge as Executive Director of Indian Bank ?'

| | Small Farmers' Agri-Business Consortium |

• 'Give me information about small farmers agri bussiness consortium?'

| | Customer Complaint/Awareness_Cyber Awareness Content |

• 'Unauthorized Electronic Banking Transaction?'
• 'Give informaton about ATM Scam?'

| | Electronic BG Benificiary video |

• 'Electronic BG Benificiary ?'

| | Model Supplementary safe deposit locker agreenment |

• 'purpose of the supplementary locker agreement?'

| | Customer Complaint/UEBT |

• 'How to register a complaint regarding UEBT fraud?'

| | IMPORTANT TERMS AND CONDITIONS – CA |

• 'What is the minimum balance requirement terms & conditions for a Current Account?'
• 'Can I transfer my Current Account to another branch?'
• 'Can I transfer my Current Account to another branch?'

| | Statement |

• 'I want statement of my account.'
• 'I want statement of my account.'

| | INDIAN BANK TRUST FOR RURAL DEVELOPMENT (IBTRD) |

• 'Who is eligible to receive support from IBTRD?'
• 'purpose of the Indian Bank Trust for Rural Development (IBTRD)?'

| | E-Shopping |

• 'What is E-shopping?'
• 'Facilities provided by indian bank for online shopping?'

| | Mobile Banking/Internet Banking |

• 'Can I apply Overdraft against deposit?'
• 'Can I apply Overdraft against deposit?'

| | Policy on Co-Lending by Bank and NBFCs/HFCs to priority sectors |

• 'What is required for a bank to enter into a Co-Lending agreement?'
• 'Whom can co-lend with under the Co-Lending Model?'

| | SB Platinum – Savings Bank Platinum Account with Sweep facility |

• 'What is AVERAGE MONTHLY MINIMUM BALANCE Maintain in SB Platinaum?'
• 'What is CHARGES FOR NON-MAINTENANCE OF MINIMUM BALANCE in SB Platinaum?'
• 'What is AVERAGE MONTHLY MINIMUM BALANCE Maintain in SB Platinaum?'

| | Life Insurance Corporation Of India |

• 'Give some LIC options'

| | Internet Banking |

• "What is Indian Bank's Internet Banking url?"
• "What is Indian Bank's Internet Banking url?"

| | MD & CEO's Profile |

• 'What role did Shri. Binod Kumar hold before joining Indian Bank?'
• 'Profile of MD & CEO ?'

| | Dealing Dishonour of cheques |

• 'common reasons for a cheque to be dishonoured?'

| | e Allahabad Bank Journey |

• 'In which year allahabad bank merge into Indian Bank?\n'
• 'When was United Industrial Bank Ltd merged with Allahabad Bank ?'

| | Policy on Determination and disclosure of material events / information |

• 'policy determination and disclosure of material?'

| | “New SB Product for Pensionersâ€ IND PENSION PRIME |

• 'Are there any additional free services for pensioners with pension prime account?'

| | Lending Rates |

• 'What is Pre-Shipment Credit rate?'
• "What are the export credit products offered under ECGC's enhanced cover?"

| | RuPay Key Chain |

• 'What is the limit of RuPay key chain?'
• 'What is the limit of RuPay key chain?'

| | Vehicle loan |

• 'How much is the margin amount to be maintained for availing vehicle loan?'

| | Loan for Purchase of “Van / Minibus / Bus / Ambulanceâ€ to Institutions / Firms / PSU / Company / Hospitals |

• 'What is purpose of providing ambulance for hospital ?'

| | BCSBI - Code of Bank’s Commitment to Customers |

• 'purpose of the bank’s commitment code?'

| | QIP |

• 'What is a Qualified Institutional Placement (QIP) in finance?'

| | Display of Information - Secured Assets Possessed Under The Sarfaesi ACT 2002 |

• 'Information about The Sarfaesi ACT 2002?'

| | DRAT & DRT NODAL AND LIAISON Officers |

• 'Give me information about Drat & Drt nodal and liaison '

| | Salary Loan – IB Clean Loan to Salaried Class |

• 'What is the processing fees for clean loan to salaried class ?'

| | Add to your Financial Stability – with IND Shakti 555 days |

• 'IND Shakti 555 days?'

| | Debit Card |

• 'RuPay Card Variants in Debit cards ?'
• 'Contactless debit card?'

| | SELF HELP GROUP (SHG) – SHAKTI |

• 'What is loan facility avaliable in Self Help Group Shakti ?'

| | IND Corp SB Elite” Payroll package scheme for Salaried Class with bundled Group Personal Accidental Insurance (PAI) |

• 'Does the sb pension account offer any personal accidental insurance cover with the Debit Card?'

| | Agri Loans_KCC Renewal |

• 'How does the process of kisan credit card renewal work?'

| | OVERDRAFT FACILITY IN SB SALARY A/C“IB INSTA CASHâ€ |

• 'What is quantum of loan for Insta Cash?'

| | Savings Bank |

• 'How to open account online without visiting Bank?'
• 'How to open account online without visiting Bank?'

| | Personal loan |

• 'How much personal loan will I get?'
• 'How much personal loan will I get?'

| | Kisan Credit Card (KCC) – Animal Husbandry and Fisheries |

• 'What are security features in kisan credit card on animal husbandry and fisheries ?'
• 'Repayment period in kisan credit card on animal husbandry and fisheries ?'

| | UPI through USSD(Hin) |

• 'Can You give me some information about USSD in hindi?'
• 'Want information in hindi about USSD?'

| | Quick Contacts |

• 'Can I get Corporate Office Postal Address from quick contact ?'
• 'Want to know my account balance by fast communication?'

| | UPI through USSD(Eng) |

• 'How many languages is the *99# service available in, and can you name a few?'
• 'What are the requirements for using the *99# service for UPI?'

| | Model Revised safe deposit locker agreenment |

• 'Where can I get a revised locker agreement?'

| | Education Loan – Subsidy Schemes |

• 'Types of courses are eligible for interest subsidy under eduction loan scheme?'
• 'When did the CSIS scheme come into effect, and which loans does it cover?'

| | Protean-CRA |

• 'Protean-CRA scheme ?'
• 'National Pension System?'

| | CITIZENS’ CHARTER |

• "What is citizens' character in indian bank?"

| | Services |

• 'What are all types of services provided by Indian bank ?'

| | CGRS |

• 'My fund transfer got failed. Amount debited but not credited beneficiary account.'

| | Azadi Ka Amrit Mahotsav – #TogetherforBiggerThings |

• 'What indian bank offers in azadi ka amrit mahotsav?'

| | Deposit Interest Certificate |

• 'Can I get interest certificate online?'

| | Policy Guidelines on Empanelment of Valuers |

• 'plant and machinery valuation under policy guidelines on empanelment of valuers?'

| | Block all channels |

• 'How to block all digital transactions of Indian Bank?'
• 'How to block all digital transactions of Indian Bank?'

| | Agri Loans_Agri Jewel Loan(Fresh) |

• 'advantages of an agricultural jewel loan?'

| | Managing Director & CEO’s Profile |

• 'How md and ceo interact with media?'

| | LOAN AGAINST LEASE RENTALS(IB RENTAL) |

• 'What is margin rates in Indian Bank Rental loan?'
• 'What is loan amount sanctioned for loan against Lease Rentel?'

| | Digital Personal Data Protection Policy (Eng) |

• 'purpose of the Digital Personal Data Protection Policy?'

| | Debt Restructuring Mechanism for SMEs |

• 'What is debt restructuring mechanism?'

| | Covering letter to be obtained from the customers currently holding lockers |

• 'What happens if I don’t submit the covering letter?'

| | Mini Statement |

• 'Can I get the account statement by email?'

| | IB Produce Marketing Loan – Loan Against eNWRs |

• 'What is quantum of finance in produce marketing loan ?'

| | IND SWAGAT - Online Term Deposit Opening |

• 'opening of ind swagat online term deposit?'
• 'Steps to open term deposit account ?'

| | SHG GRIHALAKSHMI (Housing loan to SHG Members) |

• 'Guide me to apply loan on shg grihalakshmi ?'
• 'Percentage of interest rates on Grihalakshmi loan to shg members?'

| | Banking Ombudsman 2021 |

• 'What is banking ombudsman 2021?'

| | Puduvai Bharathiar Grama Bank |

• 'Can I get information about puduvai bharathiar grama bank?'

| | Services rendered free of charge |

• 'What is services rendered free of charge ?'

| | Fair Lending Practices Code |

• 'Purpose of fair lending practices code?'

| | Life Certificate |

• 'Can I submit life certificate request online?'
• 'Can I submit life certificate request online?'

| | IB – Sammaan |

• 'What is SMS Alert charges in IB sammaan?'
• 'What is the minimum balance charges in IB sammaan?'
• 'What is SMS Alert charges in IB sammaan?'

| | IB Home ENRICH |

• 'Eligibility criteria of Home enrich?'

| | NABARD |

• 'What NABARD stands for?'

| | Statutory Central Auditors(SCAs) for the year 2023-24- valid up to 2024-25(English) |

• 'object & scope of statutory central auditors'

| | Term Deposit |

• 'What is the best term deposit plan where I can invest?'
• 'What is the best term deposit plan where I can invest?'

| | Positive Pay System |

• 'What is positive pay system?'

| | Online Interest Certificate |

• 'Can I get interest certificate online?'

| | Investors |

• 'What is the role of investors in a bank?'

| | Deposit Insurance & Credit Guarantee Corp.. |

• 'What is deposit insurance and credit guarantee corp?'

| | Centralized Pension processing Centre |

• 'methods of calculation of pension?'

| | IndSmart |

• 'Services related to cards in IND smart scheme?'
• 'Available UPI services in Smart scheme?'

| | Interest Rate for agri Products |

• 'Interest Rate for agricultural Products'

| | Retail Loans_Overdraft against Insurance |

• 'What is overdraft against insurance?'

| | MSME Loans_Download_Sanction terms/Condition |

• 'sanction terms or conditions?'

| | Rajbhasha |

• 'Give me some information about Rajbhasha?'

| | Online Locker Facility |

• 'How will I get locker facility by online?'

| | Request a Call Back |

• 'Process to use the Callback Request feature in Indian Bank?'

| | Nodal Officers_Ombudsman Scheme,2021 |

• 'What is ombudsman scheme?'

| | Account Statement By email |

• 'Can I get the account statement by email?'

| | IND Millionaire Recurring Deposit Account – NRE |

• 'Millionaire Recurring Deposit Account Instalments?'
• 'Instalments of nre millionaire recurring deposit?'

| | Aadhar enrolment / correction form(Hindi) |

• 'can I get an Aadhaar correction form in hindi?'

| | Policy for Social Media |

• 'policy for social media in indian bank?'

| | Profile Updation |

• 'How to update Aadhaar number in my account?'
• 'How to update Aadhaar number in my account?'

| | Retail Loans_Pre Approved Personal Loan |

• 'How to apply for pre approved personal loan through online?'

| | Aadhaar Seeding Online |

• 'What is the procedure of aadhaar seeding through online?'

|

Evaluation

Metrics

Uses

Direct Use for Inference

Training Details

Training Set Metrics

Training Hyperparameters

• batch_size: (16, 16)
• num_epochs: (1, 1)
• max_steps: -1
• sampling_strategy: oversampling
• num_iterations: 20
• body_learning_rate: (2e-05, 2e-05)
• head_learning_rate: 2e-05
• loss: CosineSimilarityLoss
• distance_metric: cosine_distance
• margin: 0.25
• end_to_end: False
• use_amp: False
• warmup_proportion: 0.1
• l2_weight: 0.01
• seed: 42
• eval_max_steps: -1
• load_best_model_at_end: False

Training Results

Framework Versions

• Python: 3.11.11
• SetFit: 1.1.1
• Sentence Transformers: 3.4.1
• Transformers: 4.49.0
• PyTorch: 2.6.0+cu124
• Datasets: 3.4.1
• Tokenizers: 0.21.1

Citation

BibTeX