LoRA fine-tune of unsloth/Llama-3.2-1B-Instruct, trained to write structured markdown
loan assessment memos from SHAP-based credit risk model output.
Format: GGUF, q4_k_m quantization
Base model: unsloth/Llama-3.2-1B-Instruct
Chat template: standard Llama-3.2 template (system/user/assistant), unmodified —
including the default "Cutting Knowledge Date / Today Date" system-turn boilerplate,
since training data was generated with it present. Serve with the same template;
stripping it at inference time will not match training.
